16 Cold Spring Cir, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 16 Cold Spring Cir, Naugatuck, CT 06770

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,160 sqft · built 1953
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Sep 2020)
Tax Bill	$5,933 (2025)
Deeds & Mortgages	Jul 2022 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-6800`

Property Details

APN / Parcel Number

Primary APN	`071-6800`
Alternative APNs	`NAUG M:76-19.5E56-17-20` `AI16 19.5E56 17 20` `NAUG M:071 L:6800` `71-6800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	71-6800
Street Address	16 COLD SPRING CIR
City	NAUGATUCK
State	CT
Zip	06770-3106
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA1
Legal Lot Number	6800
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4009
Census Tract	345100

Owner

Source: Naugatuck Borough records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 COLD SPRING CIR, NAUGATUCK, CT 06770-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Dec 19, 2011 · Amount on Record
Deed Book / Page	1054 / 816
Last Transfer Date	Jun 29, 2022
Transfer Doc	001105-110
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 7, 2022
Property Address	16 COLD SPRING CIR, NAUGATUCK, CT 06770-3106
Document Number	001105-110
Book / Page	1105 / 110
Instrument Date	Jun 29, 2022
Instrument	20222403
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Sep 28, 2020
Property Address	16 COLD SPRING CIR, NAUGATUCK, CT 06770-3106
Document Number	1054-816
Book / Page	1054 / 816
Instrument Date	Sep 23, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1054819
Date	Sep 28, 2020
Instrument	1054/819

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,933.00	$149,100 (-) Land $31,220 Building $117,880	$213,000 Land $44,600 Building $168,400
2024	$5,933.00 (-11.08%)
2023	$6,672.00 (+38.02%)	$149,100 (+47.29%) Land $31,220 Building $117,880
2022	$4,834.00	$101,230 Land $33,610 Building $67,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cold Spring Cir

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