16 Coen St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 16 Coen St, Naugatuck, CT 06770

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,910 sqft · built 1896
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Sep 2026)
Tax Bill	$6,910 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:31-8E121`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:31-8E121`
Alternative APNs	`NAUG M:041 L:4950` `AL14 8E121` `041-4950` `41-4950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,910 sqft Living Area
Gross Area	3,877 sqft
1st Floor Area	1,140 sqft
Attic	Attic
Attic Area	756 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	41-4950
Street Address	16 COEN ST
City	NAUGATUCK
State	CT
Zip	06770-4209
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R8
Legal Lot Number	4950
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	3
Census Block	3007
Census Tract	345201

Owner

16 Coen St, a duplex, is owned by a company that bought it in September 2026.

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	18 CREST RD, SOUTHINGTON, CT 06489-2806
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage PINNACLE SERVICES
Jul 19, 2021	Deed of Trust, Mortgage · Line of Credit THOMASTON SAVINGS BANK
May 25, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Sep 23, 2013 · Amount on File
Deed Document Number	20262837
Deed Book / Page	1189 / 627
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	1967-781
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Sep 10, 2026
Property Address	16 COEN ST, NAUGATUCK, CT 06770-4209
Document Number	0000002837
Book / Page	1189 / 627
Instrument Date	Sep 4, 2026
Instrument	20262837
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CREST RD, SOUTHINGTON, CT 06489-2806

Mortgage

Date	Sep 10, 2026

Lender

Name	PINNACLE SERVICES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	16 COEN ST, NAUGATUCK, CT 06770-4209
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001078-280
Date	Jul 19, 2021
Book Page	1078/280
Instrument	3191

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	May 25, 2021
Property Address	16 COEN ST, NAUGATUCK, CT 06770-4209
Document Number	001967-781
Book / Page	1967 / 781
Instrument Date	May 25, 2021
Instrument	2221
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COEN ST, NAUGATUCK, CT 06770-4209

Tax Assessment & Valuation

The 2026 property tax bill for 16 Coen St was $6,910, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,910.00 (+1.63%)	$170,870 (-) Land $31,570 Building $139,300	$349,834 (+192.48%)
2025	$6,799.00	$170,870 Land $31,570 Building $139,300	$119,609 Land $22,099 Building $97,510
2024	$6,799.00 (-11.08%)
2023	$7,646.00 (+12.14%)	$170,870 (+19.67%) Land $31,570 Building $139,300
2022	$6,818.00	$142,790 Land $33,720 Building $109,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16 Coen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Coen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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