16 Clover Dr, Jacksonville, IL 62650 Property Records

Morgan County property record for 16 Clover Dr, Jacksonville, IL 62650

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 1982
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Jun 2019)
Tax Bill	$5,531 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-24-207-025`

Property Details

APN / Parcel Number

Primary APN	`08-24-207-025`

Interior

Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	138 ft deep x 100 ft wide

Location & Zoning

Street Address	16 CLOVER DR
City	JACKSONVILLE
State	IL
Zip	62650-1762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE WESTFAIR 9TH ADDITION LT 3 DOC-478149 8-21-98 133,000
Legal Range	11W
Legal Township	15N
Legal Section	24
Legal Subdivision	WESTFAIR 9TH ADDITION
Legal Lot Number	3
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 10
Census Block Group	2
Census Block	2000
Census Tract	951900

Owner

16 Clover Dr is owned and occupied by an individual who bought it in June 2019.

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16 CLOVER DR, JACKSONVILLE, IL 62650-1762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	May 25, 2006 · Amount on File
Deed Document Number	2019626764
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	16 CLOVER DR, JACKSONVILLE, IL 62650-1762
Transaction Type	Mortgage
Record Updated	Sep 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	633202
Date	Aug 21, 2020
Instrument	633202

Lender

Name	CNB BANK & TRUST NA
Type	Bank
Address	CHAPIN, IL 62628

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Jun 7, 2019
Property Address	16 CLOVER DR, JACKSONVILLE, IL 62650-1762
Document Number	0000626764
Instrument Date	Jun 7, 2019
Instrument	626764
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17807 N PALO VERDE DR, 17807, SUN CITY, AZ 85373-2143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CLOVER DR, JACKSONVILLE, IL 62650-1762

Mortgage

Document Number	0000626765
Date	Jun 7, 2019
Instrument	626765

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 16 Clover Dr was $5,531 with a homeowner's exemption, up 9.1% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,531.00 (+9.09%)	$69,990 Land $8,500 Building $61,490	$209,970 Land $25,500 Building $184,470
2024	$5,070.00
2023		$58,000 (+14.02%) Land $8,500 Building $49,500	$174,000 (+14.02%) Land $25,500 Building $148,500
2022	$4,274.00 (+6.16%) Homeowner's exemption	$50,870 Land $8,500 Building $42,370	$152,610 Land $25,500 Building $127,110
2021	$4,026.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Clover Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Clover Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Illinois Net.

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