Worcester County property record for 16 Clipper Ct, Berlin, MD 21811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,240 sqft · built 1973 |
| Lot Size | 0.346 acres (15,086 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,160 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-040569 |
| Primary APN | 03-040569 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,240 sqft Total Area |
| Utility Area | 728 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,086 sqft (0.346 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 208 sqft |
| Deck Area | 792 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 040569 |
|---|---|
| Street Address | 16 CLIPPER CT |
| City | BERLIN |
| State | MD |
| Zip | 21811-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT C-01-378 15086 SQ FT CLIPPER COURT PL OCEAN PINES SEC 1B |
| Legal Subdivision | OCEAN PINES SEC 01 |
| Legal Lot Number | 378 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950700 |
Source: Worcester County records · APN 03-040569
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 17932 ASHTON CLUB WAY, ASHTON, MD 20861-9720 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2003 |
| Deed Sale | May 13, 2003 |
| Prior Sale | Jun 01, 1998 |
| Deed Document Number | 2003343004 |
| Deed Book / Page | 3702 / 517A |
| Transfer Doc | 0037020517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 16 CLIPPER CT, OCEAN PINES, MD 21811-1518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0069340007 |
|---|---|
| Date | Feb 01, 2017 |
| Book Page | 6934/007 |
| Instrument | 6934-007 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 01, 2042 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,700 (+3.51%) | $598,300 (-) Land $304,900 Building $293,400 | |
| 2025 | $5,160.00 (+3.95%) | $559,100 (+7.77%) | $598,300 (+10.9%) Land $304,900 Building $293,400 |
| 2023 | $4,964.00 | $518,800 | $539,500 Land $304,900 Building $234,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 155 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 26 (1985–2024) |
| Claims Outside the SFHA | 14 of 26 |
| Most Recent Claim | Sep 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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