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16 Cliff Dr, Bristol, RI 02809 Property Records

Bristol Town property record for 16 Cliff Dr, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,101 sqft · built 1989
Lot Size0.399 acres (17,372 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Aug 2014)
Tax Bill$7,720 (2026)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone X (minimal risk)
APN3-1979-05

Property Details

APN / Parcel Number

Primary APN3-1979-05
Alternative APNs
  • BRIS M:64 L:52
  • 4159

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,101 sqft Living Area
Gross Area4,169 sqft
Basement Area1,114 sqft
Unfinished Basement1,114 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,372 sqft (0.399 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3-1979-05
Street Address16 CLIFF DR
CityBRISTOL
StateRI
Zip02809-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Lot Number52
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group2
Census Block2004
Census Tract30902

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 CLIFF DR, BRISTOL, RI 02809-1509
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2014 · Amount on Record
Deed SaleAug 4, 2014 · Amount on Record
Prior SaleFeb 10, 1997 · Amount on Record
Deed Book / Page1767 / 62
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address16 CLIFF DR, BRISTOL, RI 02809-1509
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2081-43
DateDec 30, 2020
Book Page2081/43
Instrument8719
Lender
NameST ANNE CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJan 1, 2031

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,720.00 (+11.82%)
2025$6,904.00 (+3.43%)$499,600 (-) Land $203,900 Building $295,700
2023$6,675.00 (+2.77%)$499,600 (-) Land $203,900 Building $295,700
2022$6,495.00$499,600 Land $203,900 Building $295,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies61 units insured
incl. 32 condo units
Nearby Flood Claims19 (1985–2018)
Claims Outside the SFHA3 of 19
Most Recent ClaimMar 2018 · other causes
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
i3 Broadband
Cable		2,000 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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