16 Circle Dr, Middletown, RI 02842 Property Records

Middletown Town property record for 16 Circle Dr, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,238 sqft · built 1960
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Trust Names on Record
Last Sale	$875,000 (Oct 2021)
Tax Bill	$10,523 (2025)
Deeds & Mortgages	Feb 2026 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202200122`

Property Details

APN / Parcel Number

Primary APN	`202200122`
Alternative APN	`MIDD M:0117 B:00 L:23`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
Gross Area	5,517 sqft
1st Floor Area	1,600 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	202200122
Street Address	16 CIRCLE DR
City	MIDDLETOWN
State	RI
Zip	02842-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	23
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1030
Census Tract	40304

Owner

Source: Middletown Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	16 CIRCLE DR, MIDDLETOWN, RI 02842-4606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Mar 27, 1992 · Amount on Record
Deed Book / Page	1742 / 198
Last Transfer Date	Jan 24, 2026
Transfer Doc	0001896-67
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Feb 6, 2026
Property Address	16 CIRCLE DR, MIDDLETOWN, RI 02842-4606
Document Number	0001896-67
Book / Page	1896 / 67
Instrument Date	Jan 24, 2026
Instrument	204
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Oct 22, 2021
Property Address	16 CIRCLE DR, MIDDLETOWN, RI 02842-4606
Document Number	1742-198
Book / Page	1742 / 198
Instrument Date	Oct 22, 2021
Instrument	3534
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 S EL MOLINO AVE, PASADENA, CA 91101-3417

Mortgage

Document Number	3535
Date	Oct 22, 2021
Instrument	3535

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	16 CIRCLE DR, MIDDLETOWN, RI 02842-4606
Document Number	1523-198
Book / Page	001523 / 000198
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CIRCLE DR MIDDLETOWN RI 028424606, MIDDLETOWN, RI 02842-4606

Mortgage

Document Number	1523-198
Date	Jun 30, 2017
Book Page	001523/000198
Instrument	12

Lender

Name	BANK OF NEWPORT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,523.00 (+38.5%)	$892,500 (+47.89%) Land $400,800 Building $491,700
2023	$7,598.00 (+4.74%)	$603,500 (-) Land $293,500 Building $310,000
2022	$7,254.00	$603,500 Land $293,500 Building $310,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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