16 Christy Ln, Winfield, WV 25213 Property Records

Putnam County property record for 16 Christy Ln, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1979
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2016)
Tax Bill	$1,763 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-195-0053.0013`

Property Details

APN / Parcel Number

Primary APN	`10-195-0053.0013`
Alternative APNs	`40-10-195-0053.0013` `00015960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	3,304 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	37,462 sqft (0.86 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00015960
Street Address	16 CHRISTY LN
City	WINFIELD
State	WV
Zip	25213-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 CHRISTY LAND
Legal Subdivision	SUSAN CHRISTY HEIRS FARM
Legal Lot Number	22
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	4
Census Block	4002
Census Tract	20400

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 CHRISTY LN, WINFIELD, WV 25213-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage MVB BANK INC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2016 · Amount on Record
Deed Sale	Oct 18, 2016 · Amount on Record
Prior Sale	May 20, 2013 · Amount on Record
Deed Book / Page	553 / 956
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	16 CHRISTY LN, WINFIELD, WV 25213-9712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1161/353
Date	Jun 7, 2017
Book Page	1161/353
Instrument	004200400009

Lender

Name	MVB BANK INC
Type	Bank
Address	FAIRMONT, WV 26554

Agreement

Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	16 CHRISTY LN, WINFIELD, WV 25213-9712
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1263/886
Date	Oct 29, 2020
Book Page	1263/886
Instrument	004923290010

Lender

Name	INTERCOASTAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,763.00 (+4.57%)	$141,000 (+5.71%) Land $27,120 Building $113,880	$235,000 (+5.71%) Land $45,200 Building $189,800
2025	$1,686.00 (+16.92%)	$133,380 (+12.33%) Land $24,960 Building $108,420	$222,300 (+12.33%) Land $41,600 Building $180,700
2023	$1,442.00 (+3.97%)	$118,740 (+3.18%) Land $23,580 Building $95,160	$197,900 (+3.18%) Land $39,300 Building $158,600
2022	$1,387.00	$115,080 Land $22,620 Building $92,460	$191,800 Land $37,700 Building $154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.7% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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