Macon County property record for 16 Chowan Dr, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,920 sqft · built 2002 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on File |
| Last Sale | $861,000 (May 2024) |
| Tax Bill | $3,416 (2026) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7530749414 |
| Primary APN | 7530749414 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Heated Area |
| 1st Floor Area | 1,304 sqft |
| Upper Floors Area | 616 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 58,806 sqft (1.35 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 157555 |
|---|---|
| Street Address | 16 CHOWAN DR |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR2 |
| Legal Description | LOT 7B REV LAKE SEQUOYAH SUBD |
| Legal Subdivision | SEQUOYAH LAKE SUBD |
| Legal Lot Number | 7B |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970501 |
16 Chowan Dr is owned by an individual who bought it in May 2024.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3490 ROYAL TERN CIR, BOYNTON BEACH, FL 33436-5428 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on File |
| Deed Sale | May 3, 2024 · Amount on File |
| Deed Document Number | 20242542 |
| Deed Book / Page | 43 / 1142 |
| Prior Transfer Date | Jun 11, 2011 |
| Prior Transfer Doc | 00J34/0660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 16 CHOWAN DR, HIGHLANDS, NC 28741-8588 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3490 ROYAL TERN CIR, BOYNTON BEACH, FL 33436-5428 |
| Document Number | 00C43/1146 |
|---|---|
| Date | May 3, 2024 |
| Book Page | C-43/1146 |
| Instrument | 2024002543 |
| Name | NQM FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 800 N FEDERAL HWY BLDG E, BOCA RATON, FL 33432 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
The 2026 property tax bill for 16 Chowan Dr was $3,416, up 9.9% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,416.00 (+9.91%) | $763,830 (-) Land $229,990 Building $533,840 | $763,830 (-) Land $229,990 Building $533,840 |
| 2025 | $3,108.00 | $763,830 Land $229,990 Building $533,840 | $763,830 Land $229,990 Building $533,840 |
| 2023 | $3,096.00 | $763,830 Land $229,990 Building $533,840 | $763,830 Land $229,990 Building $533,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Chowan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Chowan Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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