16 Chestnut St, Newport, RI 02840 Property Records

Newport City property record for 16 Chestnut St, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,335 sqft · built 1850
Lot Size	0.094 acres (4,099 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,258 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02501`

Property Details

APN / Parcel Number

Primary APN	`R02501`
Alternative APN	`NEWP M:012 B:0057 L:4`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,335 sqft Living Area
Gross Area	3,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1992
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,099 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R02501
Street Address	16 CHESTNUT ST
City	NEWPORT
State	RI
Zip	02840-1956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	57
Legal Lot Number	4
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2031
Census Tract	41100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Newport City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CHESTNUT ST, NEWPORT, RI 02840-1956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Recording Date	Jul 21, 2026
Property Address	16 CHESTNUT ST, NEWPORT, RI 02840-1956
Document Number	0000162040
Book / Page	3325 / 115
Instrument Date	Jul 15, 2026
Instrument	2026162040
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHESTNUT ST, NEWPORT, RI 02840-1956

Mortgage

Document Number	0000162040,
Date	Jul 21, 2026
Book Page	3325/115
Instrument	2026162040

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	16 CHESTNUT ST, NEWPORT, RI 02840-1956
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003051-14
Date	Nov 29, 2021
Book Page	3051/14
Instrument	140179

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	16 CHESTNUT ST, NEWPORT, RI 02840-1956
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2994-54
Date	Apr 26, 2021
Book Page	2994/54
Instrument	135925

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,258.00 (+11.93%)	$1,428,700 (+54.64%) Land $514,600 Building $914,100	$1,598,038
2023	$9,165.00 (+3.22%)	$923,900 (-) Land $338,700 Building $585,200
2022	$8,879.00	$923,900 Land $338,700 Building $585,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	5 (1991–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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