16 Cherry St, Downingtown, PA 19335 Property Records

Chester County property record for 16 Cherry St, Downingtown, PA 19335

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,708 sqft · built 2001
Lot Size	0.024 acres (1,037 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2015)
Tax Bill	$643 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-8-308`

Property Details

APN / Parcel Number

Primary APN	`11-8-308`
Alternative APNs	`1108 03080000` `1108 0308`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,037 sqft (0.024 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 CHERRY ST
City	DOWNINGTOWN
State	PA
Zip	19335-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 34 & DWG
Legal Subdivision	MAIN STREET VILLAGE
Legal Lot Number	34
Jurisdiction	CHESTER PA
Township / Civil Division	DOWNINGTOWN
Census Block Group	2
Census Block	2008
Census Tract	304101

Owner

16 Cherry St is owned and occupied by two individuals who bought it in April 2015.

Source: Chester County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 CHERRY ST, DOWNINGTOWN, PA 19335-3090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit FIRST RESOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2015 · Amount on File
Deed Sale	Apr 2, 2015 · Amount on File
Prior Sale	May 13, 2009 · Amount on File
Deed Document Number	201511398888
Deed Book / Page	9081 / 79
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	16 CHERRY ST, DOWNINGTOWN, PA 19335-3090
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102292375
Date	Aug 4, 2020
Book Page	10229/2375
Instrument	11750748

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	16 CHERRY ST, DOWNINGTOWN, PA 19335-3090
Document Number	0097941404
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHERRY ST DOWNINGTOWN PA 193353090, DOWNINGTOWN, PA 19335-3090

Mortgage

Document Number	0097941404
Date	Aug 13, 2018
Book Page	009794/001404
Instrument	11623442

Lender

Name	FIRST RESOURCE BK
Type	Bank
Address	EXTON, PA 19341-0652

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 16 Cherry St was $643.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
Municipality	Downingtown Borough
Unified School District	Downingtown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$643.00	$140,710 Land $29,010 Building $111,700	$140,710 Land $29,010 Building $111,700
2024	$5,875.00	$140,710 Land $29,010 Building $111,700
1998			$140,710 Land $29,010 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cherry St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	234 (1978–2023)
Claims Outside the SFHA	37 of 234
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 27 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 35 claims Tropical Storms Henri And Isabel And Related Severe Storms And Flooding, Sep 2003 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNINGTOWN WATER AUTHORITY serves 9,900 people · EPA ID PA1150026
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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