16 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 16 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,644 sqft · built 1905
Lot Size	0.102 acres (4,430 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Apr 2024)
Tax Bill	$5,991 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:094 L:522 S:023`

Property Details

APN / Parcel Number

Primary APN	`B:094 L:522 S:023`
Alternative APN	`LYNN M:094 B:522 L:023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,644 sqft Living Area
Gross Area	2,684 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,430 sqft (0.102 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	16 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2424
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	522
Legal Lot Number	23
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4007
Census Tract	206600

Owner

Source: Essex County and Lynn City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 CHATHAM ST, LYNN, MA 01902-2424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Apr 9, 1999 · Amount on Record
Record Updated	Jun 8, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 12, 2024
Property Address	16 CHATHAM ST, LYNN, MA 01902-2424
Document Number	042066-161
Book / Page	42066 / 161
Instrument Date	Apr 12, 2024
Instrument	20240412002330
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHATHAM ST, LYNN, MA 01902-2424

Mortgage

Document Number	240412002340
Date	Apr 12, 2024
Instrument	240412002340

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,991.00 (+7.27%)	$578,276 (+9.03%) Land $188,100 Building $390,176
2024	$5,585.00 (-3.57%)	$530,400 (+2.1%) Land $179,900 Building $350,500
2023	$5,792.00	$519,500 Land $192,400 Building $327,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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