16 Charter Dr, Grayson, KY 41143 Property Records

Carter County property record for 16 Charter Dr, Grayson, KY 41143

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 2011
Lot Size	0.556 acres (24,257 sqft)
Owner	Individual Name on Record
Last Sale	$33,250 (Oct 2017)
Tax Bill	$283 (2025)
Deeds & Mortgages	Oct 2017 Sale & Line of Credit Jul 2017 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102-00-00-013.03`

Property Details

APN / Parcel Number

Primary APN	`102-00-00-013.03`
Alternative APN	`29837`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Mobile Home
Lot Area	24,257 sqft (0.556 acres)
View / Lot	Waterfront - Canal

Location & Zoning

Account Number	29837
Street Address	16 CHARTER DR
City	GRAYSON
State	KY
Zip	41143-9522
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MOBILE HOME & LOT
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2003
Census Tract	960500

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1029 E MIDLAND TRL, GRAYSON, KY 41143-1701
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Jul 24, 2017	Commissioner's Deed, Foreclosure
May 12, 2014	Special Warranty Deed, Transfer VANDERBILT MORTGAGE & FINANCE INC
Mar 19, 2014	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	2017382147
Deed Book / Page	382 / 653
Record Updated	Jun 8, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Oct 23, 2017
Property Address	16 CHARTER DR, GRAYSON, KY 41143-9522
Document Number	0OR382/653
Book / Page	OR382 / 653
Instrument Date	Oct 23, 2017
Instrument	382147
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHARTER DR, GRAYSON, KY 41143-9522

Mortgage

Document Number	0000382148
Date	Oct 23, 2017
Instrument	382148

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate

July 2017: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CARTER KY
Recording Date	Jul 24, 2017
Property Address	16 CHARTER DR, GRAYSON, KY 41143-9522
Document Number	0OR378/148
Book / Page	OR378 / 148
Instrument Date	Jul 13, 2017
Instrument	381029
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9800, MARYVILLE, TN 37802-9800
Investor	Possibly a Property Investor

May 2014: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTER KY
Recording Date	May 12, 2014
Property Address	16 CHARTER DR, GRAYSON, KY 41143-9522
Document Number	0OR322/641
Book / Page	OR322 / 641
Instrument Date	Apr 29, 2014
Instrument	348736
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9800, MARYVILLE, TN 37802-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16 CHARTER DR, GRAYSON, KY 41143-9522

Mortgage

Document Number	0000348737
Date	May 12, 2014
Instrument	348737

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	276 Months
Due	May 1, 2037

March 2014: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CARTER KY
Recording Date	Mar 19, 2014
Property Address	16 CHARTER DR, GRAYSON, KY 41143-9522
Document Number	0OR320/504
Book / Page	OR320 / 504
Instrument Date	Feb 21, 2014
Instrument	348039
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9800, MARYVILLE, TN 37802-9800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$283.00 (-1.05%)	$33,250 (-)	$33,250 (-)
2023	$286.00	$33,250	$33,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (2002–2012)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jul 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Optimum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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