Middlesex County and Wakefield Town property record for 16 Charles St, Wakefield, MA 01880
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,979 sqft · built 1920 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $638,000 (Dec 2019) |
| Tax Bill | $8,452 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38527 |
| Primary APN | 38527 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 4,223 sqft |
| Basement Area | 1,042 sqft |
| Unfinished Basement | 1,042 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,599 sqft (0.151 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 38527 |
|---|---|
| Street Address | 16 CHARLES ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3704 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | GR |
| Legal Block | 18 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 335301 |
16 Charles St, a duplex, is owned and occupied by two individuals who bought it in December 2019.
Source: Middlesex County and Wakefield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 CHARLES ST, WAKEFIELD, MA 01880-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| Dec 20, 2019 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 20, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Jul 19, 2019 | Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on File |
| Deed Sale | Dec 20, 2019 · Amount on File |
| Prior Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 2019203661 |
| Deed Book / Page | 73873 / 468 |
| Prior Transfer Date | Dec 19, 2019 |
| Prior Transfer Doc | 73873-468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 16 CHARLES ST, WAKEFIELD, MA 01880-3704 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00077145-1 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 77145/1 |
| Instrument | 49614 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Dec 20, 2019 |
| Property Address | 16 CHARLES ST, WAKEFIELD, MA 01880-3704 |
| Document Number | 73873-468 |
| Book / Page | 73873 / 468 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 203661 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 CHARLES ST, WAKEFIELD, MA 01880-3704 |
| Document Number | 203662 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 203662 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Aug 20, 2019 |
| Property Address | 16 CHARLES ST, WAKEFIELD, MA 01880-3704 |
| Document Number | 73138-428 |
| Book / Page | 073138 / 000428 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 123747 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19 STILLINGS RD SAUGUS MA 019061961, SAUGUS, MA 01906-1961 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jul 19, 2019 |
| Property Address | 16 CHARLES ST, WAKEFIELD, MA 01880-3704 |
| Document Number | 72954-128 |
| Book / Page | 072954 / 000128 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 103449 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,942.56 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29 ARROWHEAD DR SAUGUS MA 019061910, SAUGUS, MA 01906-1910 |
The 2025 property tax bill for 16 Charles St was $8,452, up 1.5% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,452.00 (+1.46%) | $744,700 (+0.58%) Land $352,000 Building $392,700 | $788,303 |
| 2024 | $8,330.00 (+5.16%) | $740,400 (+9.64%) Land $349,900 Building $390,500 | |
| 2023 | $7,921.00 | $675,300 Land $319,100 Building $356,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Charles St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 32 (1979–2010) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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