16 Charles Pl, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 16 Charles Pl, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,768 sqft · built 1958
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Oct 1999)
Tax Bill	$14,508 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-00907-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`07-00907-0000-00040`
Alternative APNs	`070090700040` `047050`

Interior

Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Account Number	047050
Street Address	16 CHARLES PL
City	CLOSTER
State	NJ
Zip	07624-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.30 AC
Legal Block	907
Legal Lot Number	40
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2019
Census Tract	7001

Owner

16 Charles Pl is owned and occupied by an individual who bought it in October 1999.

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	16 CHARLES PL, CLOSTER, NJ 07624-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 1999 · Amount on File
Deed Sale	Oct 4, 1999 · Amount on File
Deed Document Number	1999166401
Deed Book / Page	8212 / 828
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	16 CHARLES PL, CLOSTER, NJ 07624-1803
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHARLES PL, CLOSTER, NJ 07624-1803

Mortgage

Document Number	0049430291
Date	Mar 1, 2023
Book Page	4943/291
Instrument	2023015904

Lender

Name	NVE BANK
Type	Bank
Address	ENGLEWOOD, NJ 07631

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16 Charles Pl was $14,508, up 12.6% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$758,200 (+8.28%) Land $558,500 Building $199,700	$758,200 (+8.28%) Land $558,500 Building $199,700
2025	$14,508.00 (+12.55%)	$700,200 Land $528,500 Building $171,700	$700,200 Land $528,500 Building $171,700
2024	$12,890.00
2023		$577,100 Land $408,500 Building $168,600	$577,100 Land $408,500 Building $168,600
2022	$11,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Charles Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Charles Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20