Worcester County and Harvard Town property record for 16 Chance St, Devens, MA 01434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,960 sqft · built 2016 |
| Lot Size | 0.139 acres (6,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $403,000 (Sep 2018) |
| Tax Bill | $8,392 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance Sep 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3520240000604140 |
| Primary APN | 3520240000604140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,072 sqft (0.139 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3520240000604140 |
|---|---|
| Street Address | 16 CHANCE ST |
| City | DEVENS |
| State | MA |
| Zip | 01434-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 6 |
| Legal Lot Number | 414.0 |
| Jurisdiction | DEVENS MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 761402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fort Devens Historic District listed 1993 · 103 contributing resources · NRIS 93000437 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16 Chance St is owned and occupied by two individuals who bought it in September 2018.
Source: Worcester County and Harvard Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 CHANCE ST, DEVENS, MA 01434-5017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| Feb 6, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Sep 6, 2018 | Quit Claim Deed, Transfer · FHA Mortgage USAA FEDL S&L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on File |
| Deed Sale | Sep 6, 2018 · Amount on File |
| Prior Sale | Aug 17, 2016 · Amount on File |
| Deed Book / Page | 59364 / 249 |
| Transfer Doc | 059364-249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEVENS MA |
| Property Address | 16 CHANCE ST, DEVENS, MA 01434-5017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068248-247 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 68248/247 |
| Instrument | 103901 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 16 CHANCE ST, DEVENS, MA 01434-5017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066014-334 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 66014/334 |
| Instrument | 126130 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 16 CHANCE ST, DEVENS, MA 01434-5017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66014-334 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 66014/334 |
| Instrument | 126130 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEVENS MA |
| Property Address | 16 CHANCE ST, DEVENS, MA 01434-5017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61855-378 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 61855/378 |
| Instrument | 12638 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Sep 6, 2018 |
| Property Address | 16 CHANCE ST, DEVENS, MA 01434-5017 |
| Document Number | 59364-249 |
| Book / Page | 059364 / 000249 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 94008 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,837.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 CHANCE ST DEVENS MA 014345017, DEVENS, MA 01434-5017 |
| Document Number | 59364-256 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 059364/000256 |
| Instrument | 94009 |
| Name | USAA FEDL S&L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2048 |
The 2026 property tax bill for 16 Chance St was $8,392, up 4.7% from the year before.
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,392.00 (+4.68%) | $675,150 (+5.69%) Land $216,750 Building $458,400 | $665,839 (+10.97%) |
| 2025 | $8,017.00 (+1.38%) | $638,800 (+4.45%) Land $216,800 Building $422,000 | $600,020 (+2.65%) |
| 2024 | $7,908.00 (+0.29%) | $611,600 (+5.34%) Land $204,500 Building $407,100 | $584,535 |
| 2023 | $7,885.00 | $580,600 Land $204,500 Building $376,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Chance St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Chance St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEVENS MASSDEVELOPMENT state or territorial government · serves 6,500 people · EPA ID MA2019001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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