16 Center St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 16 Center St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1920
Lot Size	0.228 acres (9,914 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jun 2025)
Tax Bill	$5,616 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0051 B:0068 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0051 B:0068 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Gross Area	3,434 sqft
Basement Area	1,554 sqft
Unfinished Basement	1,554 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,914 sqft (0.228 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 CENTER ST
City	TOWNSEND
State	MA
Zip	01469-1294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DCD
Legal Block	68
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3018
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 CENTER ST, TOWNSEND, MA 01469-1294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AVIDIA BANK
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 30, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC
May 22, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Dec 2, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	May 22, 2023 · Amount on Record
Deed Document Number	202575229
Deed Book / Page	84297 / 35
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Recording Date	Aug 18, 2026
Property Address	16 CENTER ST, TOWNSEND, MA 01469-1294
Document Number	0000104130
Book / Page	86027 / 436
Instrument Date	Aug 13, 2026
Instrument	2026104130
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CENTER ST, TOWNSEND, MA 01469-1294

Mortgage

Document Number	0000104130,
Date	Aug 18, 2026
Book Page	86027/436
Instrument	2026104130

Lender

Name	AVIDIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	16 CENTER ST, TOWNSEND, MA 01469-1294
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00085409-1
Date	Mar 31, 2026
Book Page	85409/1
Instrument	35018

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Jun 30, 2025
Property Address	16 CENTER ST, TOWNSEND, MA 01469-1294
Document Number	0084297-35
Book / Page	84297 / 35
Instrument Date	Jun 30, 2025
Instrument	75229
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CENTER ST, TOWNSEND, MA 01469-1294

Mortgage

Document Number	0000075230
Date	Jun 30, 2025
Instrument	75230

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Mortgage

Document Number	0084297-61
Date	Jun 30, 2025
Book Page	84297/61
Instrument	75231

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2040

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	May 22, 2023
Property Address	16 CENTER ST, TOWNSEND, MA 01469-1294
Document Number	081560-234
Book / Page	81560 / 234
Instrument Date	May 22, 2023
Instrument	52954
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 CENTER ST, TOWNSEND, MA 01469-1294

Mortgage

Document Number	0000052955
Date	May 22, 2023
Instrument	52955

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Dec 2, 2021
Property Address	16 CENTER ST, TOWNSEND, MA 01469-1294
Document Number	079269-474
Book / Page	79269 / 474
Instrument Date	Nov 30, 2021
Instrument	261244
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 TYLER RD, TOWNSEND, MA 01469-1204

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,616.00 (-0.71%)	$408,400 (+4.85%) Land $88,400 Building $320,000	$469,775 (-)
2025	$5,656.00 (+3.7%)	$389,500 (+2.91%) Land $76,400 Building $313,100	$469,775 (+3.71%)
2024	$5,454.00 (+19.19%)	$378,500 (+26.21%) Land $76,400 Building $302,100	$452,960
2023	$4,576.00	$299,900 Land $72,400 Building $227,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1987–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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