16 Cedar St, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 16 Cedar St, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,116 sqft · built 1922
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Apr 2018)
Tax Bill	$14,592 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00649-0000-00007-02`

Property Details

APN / Parcel Number

Primary APN	`05-00649-0000-00007-02`
Alternative APNs	`05 00649-0000-00007-A` `0500649000000007000A` `00019869`

Interior

Stories	2 Stories
Building Area	2,116 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	292 ft deep x 91 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	16 CEDAR ST
City	EDISON
State	NJ
Zip	08820-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	91X292+25X150(REAR)
Legal Subdivision	MENLO PARK HOMESTEAD ASSOCIATI
Legal Block	649
Legal Lot Number	7.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3000
Census Tract	1418

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CEDAR ST, EDISON, NJ 08820-3554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 16, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Apr 19, 2018	Deed, Transfer · ARM INVESTORS HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Jul 26, 2000 · Amount on Record
Deed Document Number	201836279
Deed Book / Page	17158 / 1904
Last Transfer Date	Jun 23, 2021
Transfer Doc	0000087933
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 7, 2021
Property Address	16 CEDAR ST, EDISON, NJ 08820-3554
Document Number	0000087933
Book / Page	18525 / 598
Instrument Date	Jun 23, 2021
Instrument	2021087933
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	CLOSING USA LLC, CLOSING USA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 CEDAR ST, EDISON, NJ 08820-3554
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087934
Date	Jul 7, 2021
Instrument	2021087934

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	16 CEDAR ST, EDISON, NJ 08820-3554
Document Number	0000045851
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16 CEDAR ST EDISON NJ 088203554, EDISON, NJ 08820-3554

Mortgage

Document Number	0000045851
Date	May 28, 2020
Book Page	017887/001787
Instrument	45851

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 19, 2018
Property Address	16 CEDAR ST, EDISON, NJ 08820-3554
Document Number	0000036279
Book / Page	17158 / 1904
Map Reference	MAP77-77
Instrument Date	Mar 30, 2018
Instrument	201800036279
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,033.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HIGHWAY TER # 2716, 1, EDISON, NJ 08817-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CEDAR ST, EDISON, NJ 08820-3554

Mortgage

Document Number	0000036280
Date	Apr 19, 2018
Instrument	201800036280

Lender

Name	INVESTORS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,200 (-) Land $110,800 Building $134,400	$245,200 (-) Land $110,800 Building $134,400
2025	$14,592.00 (-0.03%)	$245,200 (-) Land $110,800 Building $134,400	$245,200 (-) Land $110,800 Building $134,400
2024	$14,596.00 (+0.5%)
2023		$245,200 Land $110,800 Building $134,400	$245,200 Land $110,800 Building $134,400
2022	$14,523.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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