Kershaw County property record for 16 Cedar Dr, Lugoff, SC 29078 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1971 |
| Square Footage | 2,818 sqft Gross Area |
| Lot Size | 60,105 sqft (1.37 acres) |
| Garage | Attached, 460 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2026) |
| Tax Bill | $1,236.00 (2025) |
Source: Kershaw County records · APN 295-16-00-004
Assessment roll updated November 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 CEDAR DR, LUGOFF, SC 29078-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 06, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE COMPANY |
| Apr 06, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE COMPANY |
| Apr 06, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE COMPANY |
| Sep 25, 2025 | Warranty Deed, Transfer · Veterans Administration Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2025 · Amount on Record |
| Deed Doc Number | 20263137 |
| Deed Book / Page | 5561 / 142 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 06, 2026 |
| Property Address | 16 CEDAR DR, LUGOFF, SC 29078-9317 |
| Document Number | 0020263137 |
| Book / Page | 5561 / 142 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026.3137 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | E RECORDING PARTNERS NETWORK |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,658.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 CEDAR DR, LUGOFF, SC 29078-9317 |
| Document Number | 0000003138, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 5561/148 |
| Instrument | 2026.3138 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000003139, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 5561/169 |
| Instrument | 2026.3139 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Apr 01, 2036 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 06, 2026 |
| Property Address | 16 CEDAR DR, LUGOFF, SC 29078-9317 |
| Document Number | 0000003137 |
| Book / Page | 5561 / 142 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 20263137 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | E RECORDING PARTNERS NETWORK ( |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,658.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 CEDAR DR, LUGOFF, SC 29078-9317 |
| Document Number | 0000003138, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20263138 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000003139, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 5561/169 |
| Instrument | 20263139 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Apr 01, 2036 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 06, 2026 |
| Property Address | 16 CEDAR DR, LUGOFF, SC 29078-9317 |
| Document Number | 0000003137 |
| Book / Page | 5561 / 142 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 20263137 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | E RECORDING PARTNERS NETWORK |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,658.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 CEDAR DR, LUGOFF, SC 29078-9317 |
| Document Number | 0000003138, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 5561/148 |
| Instrument | 20263138 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Number | 0020263139, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 5561/169 |
| Instrument | 20263139 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Apr 01, 2036 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 25, 2025 |
| Property Address | 16 CEDAR DR, LUGOFF, SC 29078-9317 |
| Document Number | 0020258111 |
| Book / Page | 5436 / 34 |
| Map Reference | MB 27 PG 187 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025-8111 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 CEDAR DR, LUGOFF, SC 29078-9317 |
| Document Number | 0020258112 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025-8112 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,236.00 | $193,200 (-) Land $30,000 Building $163,200 | $193,200 (-) |
| 2024 | $1,236.00 (-0.56%) | $193,200 (-) Land $30,000 Building $163,200 | $193,200 (-) |
| 2023 | $1,243.00 | $193,200 Land $30,000 Building $163,200 | $193,200 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 295-16-00-004 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,818 sqft Gross Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Exterior |
| Lot Area | 60,105 sqft (1.37 acres) |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 144 sqft Porch |
| Account Number | 269 |
|---|---|
| Street Address | 16 CEDAR DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PARCEL C |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 970402 |
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