16 Catamaran Ct, Ridgeley, WV 26753 Property Records

Mineral County property record for 16 Catamaran Ct, Ridgeley, WV 26753

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,044 sqft · built 1997
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (May 2019)
Tax Bill	$2,215 (2026)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-14C-0027.0000`

Property Details

APN / Parcel Number

Primary APN	`04-14C-0027.0000`
Alternative APN	`29-04-14C-0027.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,044 sqft Living Area
1st Floor Area	2,064 sqft
Basement Area	980 sqft
Finished Basement	980 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	28,750 sqft (0.66 acres)
Terrain	Rolling
Garage Area	810 sqft
Porch	Porch
Porch Area	204 sqft
Patio Area	383 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 CATAMARAN CT
City	RIDGELEY
State	WV
Zip	26753-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 19 SEC 2 LAKEWOOD .6677AC
Legal Subdivision	LAKEWOOD SUB
Legal Lot Number	19
Jurisdiction	MINERAL WV
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	10300

Owner

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CATAMARAN CT, RIDGELEY, WV 26753-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SERVICE
May 13, 2019	Deed, Transfer · Conventional Mortgage FIRST MORTGAGE SERVICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Deed Document Number	2019169608
Deed Book / Page	383 / 175
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	16 CATAMARAN CT, RIDGELEY, WV 26753-9768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	613/627
Date	Jan 11, 2021
Book Page	613/627
Instrument	182223

Lender

Name	FIRST MORTGAGE SERVICE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2046

Interest

Rate Type	Fixed Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	May 13, 2019
Property Address	16 CATAMARAN CT, RIDGELEY, WV 26753-9768
Document Number	383/175
Book / Page	383 / 175
Map Reference	DB307 PG789
Instrument Date	Apr 3, 2019
Instrument	169608
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,348.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	169609
Date	May 13, 2019
Instrument	169609

Lender

Name	FIRST MORTGAGE SERVICE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,215.00 (+2.74%)	$185,520 (+2.72%) Land $24,960 Building $160,560	$309,200 (+2.72%) Land $41,600 Building $267,600
2025	$2,156.00 (+6.79%)	$180,600 (+6.74%) Land $24,960 Building $155,640	$301,000 (+6.74%) Land $41,600 Building $259,400
2023	$2,019.00 (-0.1%)	$169,200 (-0.07%) Land $24,960 Building $144,240	$282,000 (-0.07%) Land $41,600 Building $240,400
2022	$2,021.00	$169,320 Land $24,960 Building $144,360	$282,200 Land $41,600 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1996–2011)
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: SkyPacket.

Cell Coverage

5G and 4G LTE (outdoors only)

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