Montgomery County and Amsterdam City property record for 16 Caroline St, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1900 |
| Lot Size | 0.111 acres (4,853 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Oct 2025) |
| Tax Bill | $2,003 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 39.64-2-21 |
| Primary APN | 270100 39.64-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,853 sqft (0.111 acres) |
| Lot Dimensions | 95.9 ft deep x 50.6 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0035080 |
|---|---|
| Street Address | 16 CAROLINE ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RES 2 G L 50 X 90 |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 70400 |
16 Caroline St is owned by an individual who bought it in October 2025.
Source: Montgomery County and Amsterdam City records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 330 HINSDALE ST, F234, BROOKLYN, NY 11207-4534 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 14, 2025 | Warranty Deed, Transfer ROCKET MORTGAGE LLC |
| Jul 11, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Deed Document Number | 20253522 |
| Prior Transfer Date | Nov 2, 2000 |
| Prior Transfer Doc | 0678000008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Oct 14, 2025 |
| Property Address | 16 CAROLINE ST, AMSTERDAM, NY 12010-2237 |
| Document Number | 0000000522 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2025-3522 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 330 HINSDALE ST APT F234, F234, BROOKLYN, NY 11207-4534 |
| Document Number | 0000000523 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-3523 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Jul 11, 2018 |
| Property Address | 16 CAROLINE ST, AMSTERDAM, NY 12010-2237 |
| Document Number | 0000078864 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 78864 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 CAROLINE ST AMSTERDAM NY 120102237, AMSTERDAM, NY 12010-2237 |
The 2026 property tax bill for 16 Caroline St was $2,003, up 139.6% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,003.00 (+139.59%) | ||
| 2025 | $836.00 (-60.29%) | $40,000 (-) Land $3,500 Building $36,500 | $117,647 (+14.71%) Land $10,294 Building $107,353 |
| 2024 | $2,105.00 | $40,000 (-) Land $3,500 Building $36,500 | $102,564 (+10.26%) Land $8,974 Building $93,590 |
| 2023 | $40,000 Land $3,500 Building $36,500 | $93,023 Land $8,140 Building $84,883 | |
| 2020 | $727.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16 Caroline St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Caroline St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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