16 Cardinal Dr, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 16 Cardinal Dr, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,074 sqft · built 1998
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on File
Last Sale	$579,000 (Dec 2022)
Tax Bill	$11,341 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-04003-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`12-04003-0000-00002`
Alternative APNs	`1200099000600001` `12000990600001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,074 sqft Living Area
Gross Area	3,181 sqft
Basement Area	1,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	119,790 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	12000990600001
Street Address	16 CARDINAL DR
City	JACKSON
State	NJ
Zip	08527-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	2.75 AC
Legal Subdivision	FINAL/SMITHS RUN
Legal Block	4003
Legal Lot Number	2
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3012
Census Tract	717200

Owner

16 Cardinal Dr is owned and occupied by an individual who bought it in December 2022.

Source: Ocean County and Jackson Township records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	16 CARDINAL DR, JACKSON, NJ 08527-3174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC
Aug 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage SACHEM CAPITAL CORP
Aug 5, 2022	Deed of Trust, Mortgage · Construction Mortgage SACHEM CAPITAL CORP
Mar 9, 2022	Bargain and Sale Deed, Construction Loan · Construction Mortgage SACHEM CAPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Mar 9, 2022 · Amount on File
Deed Document Number	2022131453
Deed Book / Page	19263 / 429
Prior Transfer Date	Jul 21, 2009
Prior Transfer Doc	0145270951
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 29, 2022
Property Address	16 CARDINAL DR, JACKSON, NJ 08527-3174
Document Number	0192630429
Book / Page	19263 / 429
Instrument Date	Dec 12, 2022
Instrument	2022131453
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,962.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 HICKORY HILL RD, JACKSON, NJ 08527-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CARDINAL DR, JACKSON, NJ 08527-3174

Mortgage

Document Number	2022131454
Date	Dec 29, 2022
Instrument	2022131454

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	16 CARDINAL DR, JACKSON, NJ 08527-3174
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ICONIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191220010
Date	Aug 3, 2022
Book Page	19122/10
Instrument	2022086095

Lender

Name	SACHEM CAPITAL CORP
Type	Non-Lending Institution
Address	BRANFORD, CT 06405

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	16 CARDINAL DR, JACKSON, NJ 08527-3174
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ICONIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191250008
Date	Aug 5, 2022
Book Page	19125/8
Instrument	2022087069

Lender

Name	SACHEM CAPITAL CORP
Type	Non-Lending Institution
Address	BRANFORD, CT 06405

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 9, 2022
Property Address	16 CARDINAL DR, JACKSON, NJ 08527-3174
Document Number	0189411891
Book / Page	18941 / 1891
Instrument Date	Feb 21, 2022
Instrument	2022029697
Transaction Type	Construction Loan
Record Updated	Apr 4, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2603 GREEN VIEW WAY, 2603, TOMS RIVER, NJ 08753-7335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CARDINAL DR, JACKSON, NJ 08527-3174

Mortgage

Document Number	2022029698
Date	Mar 9, 2022
Instrument	2022029698

Lender

Name	SACHEM CAPITAL CORP
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cardinal Dr was $11,341, up 11.1% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$784,300 (-) Land $290,900 Building $493,400	$784,300 (-) Land $290,900 Building $493,400
2025	$11,341.00 (+11.06%)	$784,300 Land $290,900 Building $493,400	$784,300 Land $290,900 Building $493,400
2024	$10,212.00
2023		$384,800 Land $106,300 Building $278,500	$384,800 Land $106,300 Building $278,500
2022	$9,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cardinal Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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