Walton County property record for 16 Camellia Ln, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,495 sqft · built 2007 |
| Lot Size | 0.293 acres (12,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jan 2019) |
| Tax Bill | $3,011 (2024) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23010-000-0160 |
| Primary APN | 17-1S-19-23010-000-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| Gross Area | 2,096 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,802 sqft (0.293 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 61 sqft |
| Patio Area | 100 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1027895 |
|---|---|
| Street Address | 16 CAMELLIA LN |
| City | FREEPORT |
| State | FL |
| Zip | 32439-6693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 16 GARDENS AT HAMMOCK BAY PB 16-86 OR 2740-3427 OR 2754-1494 OR 2794-1837 OR 3095-4496 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | GARDENS AT HAMMOCK BAY |
| Legal Lot Number | 16 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23010-000-0160
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 16 CAMELLIA LN, FREEPORT, FL 32439-6693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 25, 2019 | Warranty Deed, Transfer · FHA Mortgage FBT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Prior Sale | Jun 05, 2008 · Amount on Record |
| Deed Document Number | 20190002615 |
| Deed Book / Page | 3095 / 4496 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 16 CAMELLIA LN, FREEPORT, FL 32439-6693 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16 CAMELLIA LN, FREEPORT, FL 32439-6693 |
| Document Number | 0033783963 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 3378/3963 |
| Instrument | 20250043590 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 25, 2019 |
| Property Address | 16 CAMELLIA LN, FREEPORT, FL 32439-6693 |
| Document Number | 0030954496 |
| Book / Page | 3095 / 4496 |
| Map Reference | MB 16 PG 86-86B |
| Instrument Date | Jan 24, 2019 |
| Instrument | 20190002615 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | FIRST NATIL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92-2006 KULIHI ST, 92-2006, KAPOLEI, HI 96707-3409 |
| Name | Verified Name |
|---|---|
| Address | 16 CAMELLIA LN, FREEPORT, FL 32439-6693 |
| Document Number | 20190002616 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 20190002616 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $281,431 (-1.84%) Land $52,815 Building $228,616 | $281,431 (-1.84%) Land $52,815 Building $228,616 | |
| 2024 | $3,011.00 (+4.15%) | ||
| 2023 | $2,891.00 (+3.84%) Homeowner's exemption | $286,712 (+5.88%) Land $52,815 Building $233,897 | $286,712 (+5.88%) Land $52,815 Building $233,897 |
| 2022 | $2,784.00 Homeowner's exemption | $270,784 Land $58,625 Building $212,159 | $270,784 Land $58,625 Building $212,159 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 266 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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