16 Cambridge Rd, Holmdel, NJ 07733 Property Records

Monmouth County and Holmdel Township property record for 16 Cambridge Rd, Holmdel, NJ 07733

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,719 sqft · built 1983
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Dec 2020)
Tax Bill	$16,717 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-00018-06-00010`

Property Details

APN / Parcel Number

Primary APN	`20-00018-06-00010`
Alternative APNs	`2000018000600010` `00889100`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
1st Floor Area	1,578 sqft
Upper Floors Area	1,232 sqft
Basement Area	1,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Attached
Garage Area	371 sqft
Parking Spaces	2 Parking Spaces
Pool Area	592 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00889100
Street Address	16 CAMBRIDGE RD
City	HOLMDEL
State	NJ
Zip	07733-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40A
Legal Subdivision	REGENCY ESTATES
Legal Block	18.6
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOLMDEL
Census Block Group	5
Census Block	5009
Census Tract	803300

Owner

16 Cambridge Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Monmouth County and Holmdel Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 CAMBRIDGE RD, HOLMDEL, NJ 07733-2077
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
May 12, 2017	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Jul 26, 1984 · Amount on File
Deed Document Number	2020152317
Deed Book / Page	9466 / 2536
Record Updated	Sep 20, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	16 CAMBRIDGE RD, HOLMDEL, NJ 07733-2077
Document Number	0000052368
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 CAMBRIDGE RD HOLMDEL NJ 077332077, HOLMDEL, NJ 07733-2077

Mortgage

Document Number	0000052368
Date	May 18, 2020
Book Page	009414/007777
Instrument	52368

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 17, 2060

Interest

Rate	4.12%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	16 CAMBRIDGE RD, HOLMDEL, NJ 07733-2077
Document Number	0000052990
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 CAMBRIDGE RD HOLMDEL NJ 077332077, HOLMDEL, NJ 07733-2077

Mortgage

Document Number	0000052990
Date	Jun 1, 2017
Book Page	009229/003270
Instrument	52990

Lender

Name	WELLS FARGO BK
Type	Bank
Address	ROANOKE, VA 24019

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cambridge Rd was $16,717, up 3.9% from the year before.

Source: Monmouth County and Holmdel Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Holmdel Township
Unified School District	Holmdel Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,174,700 (+8.15%) Land $595,000 Building $579,700	$1,174,700 (+8.15%) Land $595,000 Building $579,700
2025	$16,717.00 (+3.9%)	$1,086,200 Land $547,800 Building $538,400	$1,086,200 Land $547,800 Building $538,400
2024	$16,090.00
2023		$950,000 Land $479,200 Building $470,800	$950,000 Land $479,200 Building $470,800
2022	$14,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cambridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cambridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

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