16 Cambridge Dr, Allendale, NJ 07401 Property Records

Bergen County and Allendale Borough property record for 16 Cambridge Dr, Allendale, NJ 07401

Property Summary

Property TypeSingle Family Home
Details3,116 sqft · built 1971
Lot Size1.88 acres (81,893 sqft)
Owner2 Individual Names on Record
Last Sale$999,000 (Oct 2020)
Tax Bill$22,547 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone AE (high risk)
APN01-02201-0000-00018

Property Details

APN / Parcel Number

Primary APN01-02201-0000-00018
Alternative APNs
  • 010220100018
  • 168400

Interior

Stories2 Stories
Building Area3,116 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeFrame
Lot Area81,893 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number168400
Street Address16 CAMBRIDGE DR
CityALLENDALE
StateNJ
Zip07401-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA
Legal Description1.880 AC L23
Legal SubdivisionOAKWOOD PARK SEC 3
Legal Block2201
Legal Lot Number18
JurisdictionBERGEN NJ
Township / Civil DivisionALLENDALE
Census Block Group2
Census Block2008
Census Tract1002

Owner

Source: Bergen County and Allendale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 CAMBRIDGE DR, ALLENDALE, NJ 07401-2120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
May 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on Record
Deed SaleOct 26, 2020 · Amount on Record
Prior SaleMay 16, 1997 · Amount on Record
Deed Document Number2020110022
Deed Book / Page3789 / 363
Record UpdatedSep 20, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 26, 2020
Property Address16 CAMBRIDGE DR, ALLENDALE, NJ 07401-2120
Document Number0037890363
Book / Page3789 / 363
Instrument DateAug 13, 2020
Instrument20-110022
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyINVESTMENT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,668.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address21 SUNSET BEACH RD, 21, BRANFORD, CT 06405-5028

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 CAMBRIDGE DR, ALLENDALE, NJ 07401-2120

Mortgage

Document Number0020110023
DateOct 26, 2020
Instrument20-110023
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address16 CAMBRIDGE DR, ALLENDALE, NJ 07401-2120
Document Number0036290112
Instrument DateMay 2, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address359 LONG BOW DR FRANKLIN LAKES NJ 074172124, FRANKLIN LAKES, NJ 07417-2124

Mortgage

Document Number0036290112
DateJun 22, 2020
Book Page003629/000112
Instrument20060289
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

Tax Assessment & Valuation

Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityAllendale Borough
Elementary School DistrictAllendale Borough School District (KG - 08)
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,284,400 (+15.64%) Land $590,900 Building $693,500$1,284,400 (+15.64%) Land $590,900 Building $693,500
2025$22,547.00 (+0.24%)$1,110,700 (+6.31%) Land $498,800 Building $611,900$1,110,700 (+6.31%) Land $498,800 Building $611,900
2024$22,494.00 (+1.53%)
2023$1,044,800 Land $476,300 Building $568,500$1,044,800 Land $476,300 Building $568,500
2022$22,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 27 individual policies
Nearby Flood Policies42 units insured
incl. 15 condo units
Nearby Flood Claims2 (2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NJ ALLENDALE WATER SYSTEM
serves 6,702 people · EPA ID NJ0201001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionSep 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTetrachloroethylene
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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