16 Cady St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 16 Cady St, Johnstown, NY 12095

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,273 sqft · built 1915
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jul 2020)
Tax Bill$2,302 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
APN170800 174.12-5-10

Property Details

APN / Parcel Number

Primary APN170800 174.12-5-10
Alternative APN
  • 080017401200050100000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,273 sqft Living Area
1st Floor Area760 sqft
2nd Floor Area513 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions214 ft deep x 35 ft wide
Garage TypeMixed
Garage Area308 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area256 sqft
PorchPorch
Porch Area228 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16 CADY ST
CityJOHNSTOWN
StateNY
Zip12095-2530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block5
Legal Lot Number10.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group4
Census Block4016
Census Tract971200

Owner

16 Cady St is owned and occupied by an individual who bought it in July 2020.

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address16 CADY ST, JOHNSTOWN, NY 12095-2530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2020 · Amount on File
Deed SaleJul 15, 2020 · Amount on File
Deed Document Number202061928
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON NY
Recording DateJul 15, 2020
Property Address16 CADY ST, JOHNSTOWN, NY 12095-2530
Document Number0202061928
Instrument DateJun 29, 2020
Instrument2020-61928
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1598 STATE HIGHWAY 67, JOHNSTOWN, NY 12095-4106

Mortgage

Document Number0202061929
DateJul 15, 2020
Instrument2020-61929
Lender
NameSANDRA MACEYKA
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 16 Cady St was $2,302, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
MunicipalityJohnstown City
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,302.00 (-31.49%)
2025$3,360.00$73,000 Land $12,800 Building $60,200$117,742 Land $20,645 Building $97,097
2023$73,000 Land $12,800 Building $60,200$97,333 Land $17,067 Building $80,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 16 Cady St; there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2011–2022)
Most Recent ClaimApr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cady St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTOWN (C) WATER WORKS
serves 8,154 people · EPA ID NY1700019
Water SourceSurface water
Last State InspectionNov 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cady St

Nearby Streets

Search Property Records by Address or Parcel Number