Berks County property record for 16 Cactus Ln, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,872 sqft · built 1976 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $999 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5338-03-10-4789 |
| Primary APN | 5338-03-10-4789 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 1,872 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,148 sqft (0.21 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Stoop |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 22067000 |
|---|---|
| Street Address | 16 CACTUS LN |
| City | READING |
| State | PA |
| Zip | 19606-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | ALSACE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 12901 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 CACTUS LN, READING, PA 19606-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| May 19, 2022 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 16, 2021 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 26, 2017 | Trustee's Deed, Construction Loan · Line of Credit SANTANDER BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 |
| Deed Sale | May 19, 2022 |
| Prior Sale | Aug 16, 2021 · Amount on File |
| Deed Document Number | 202220705 |
| Prior Transfer Date | May 13, 2022 |
| Prior Transfer Doc | 0000020705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 16 CACTUS LN, READING, PA 19606-9313 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006767 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 2018006767 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 19, 2022 |
| Property Address | 16 CACTUS LN, READING, PA 19606-9313 |
| Document Number | 0000020705 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022020705 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | DEVON ABSTRACT LLC, DEVON ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 16 CACTUS LN, 16, READING, PA 19606-9313 |
| Name | Verified Name |
|---|---|
| Address | 16 CACTUS LN, READING, PA 19606-9313 |
| Document Number | 0000020706 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022020706 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 16, 2021 |
| Property Address | 16 CACTUS LN, READING, PA 19606-9313 |
| Document Number | 0000040743 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021040743 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | DEVON ABSTRACT LLC, DEVON ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 CACTUS LN, READING, PA 19606-9313 |
| Document Number | 0000040744 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021040744 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 26, 2017 |
| Property Address | 16 CACTUS LN, READING, PA 19606-9313 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 35482 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 7, 2018 |
| Title Company | SENTRY ABSTRACT COMPANY, SENTRY ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Address | 16 CACTUS LN READING PA 196069313, READING, PA 19606-9313 |
| Document Number | 0000035482 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 35482 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Alsace Township |
| Unified School District | Oley Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $999.00 (+9.3%) | $92,900 (-) Land $32,100 Building $60,800 | $32,100 (-65.45%) Land $32,100 |
| 2024 | $914.00 | $92,900 Land $32,100 Building $60,800 | |
| 1994 | $92,900 Land $32,100 Building $60,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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