16 Brook Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 16 Brook Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,706 sqft · built 1951
Lot Size1.31 acres (57,064 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Mar 2020)
Tax Bill$13,973 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN63-00212-0000-00001

Property Details

APN / Parcel Number

Primary APN63-00212-0000-00001
Alternative APNs
  • 630021200001
  • 018200

Interior

Stories2 Stories
Building Area3,706 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area57,064 sqft

Location & Zoning

Account Number018200
Street Address16 BROOK RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1.310 AC
Legal SubdivisionUPPER SADDLE RIVER
Legal Block212
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1012
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Mar 19, 2020Deed, Transfer · Conventional Mortgage
TRUSTCO BANK
Nov 26, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2020 · Amount on Record
Deed SaleMar 19, 2020 · Amount on Record
Prior SaleNov 26, 2019 · Amount on Record
Deed Document Number202031890
Deed Book / Page3549 / 1021
Prior Transfer DateApr 5, 2019
Prior Transfer Doc0034221909
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address16 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1204
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041651329
DateMay 25, 2021
Book Page4165/1329
Instrument2021082851
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueMar 23, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 19, 2020
Property Address16 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1204
Document Number0035491021
Book / Page3549 / 1021
Instrument DateFeb 17, 2020
Instrument20-031890
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address440 S LA SALLE ST # ST2000, 440, CHICAGO, IL 60605-1028

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1204

Mortgage

Document Number20031891
DateMar 19, 2020
Instrument20-031891
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 2, 2050

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateNov 26, 2019
Property Address16 BROOK RD, UPPER SADDLE RIVER, NJ 07458-1204
Document Number0034221909
Book / Page003422 / 001909
Instrument DateAug 8, 2019
Instrument82583
Transaction TypeForeclosure
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1114 AVENUE OF THE AMERICAS #27 NEW YORK NY 100367772, 27, NEW YORK, NY 10036-7772
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$539,500 (-) Land $322,800 Building $216,700$539,500 (-) Land $322,800 Building $216,700
2025$13,973.00 (+1.73%)$539,500 (-) Land $322,800 Building $216,700$539,500 (-) Land $322,800 Building $216,700
2024$13,736.00 (+2.96%)
2023$539,500 Land $322,800 Building $216,700$539,500 Land $322,800 Building $216,700
2022$13,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (2011–2024)
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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