16 Breezy Point Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 16 Breezy Point Rd, Naples, ME 04055

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,324 sqft · built 2003
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Dec 2025)
Tax Bill	$9,809 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`NAPL M:U20 L:0003`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U20 L:0003`
Alternative APN	`1997`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	720 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)

Location & Zoning

Account Number	1997
Street Address	16 BREEZY POINT RD
City	NAPLES
State	ME
Zip	04055-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Lot Number	3
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 BREEZY POINT RD, NAPLES, ME 04055-3728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Deed Book / Page	41933 / 142
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Dec 15, 2025
Property Address	16 BREEZY POINT RD, NAPLES, ME 04055-3728
Document Number	0419330142
Book / Page	41933 / 142
Instrument Date	Dec 12, 2025
Instrument	51658
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000051659
Date	Dec 15, 2025
Instrument	51659

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jan 1, 2031
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,809.00 (+2.16%)	$1,032,505 (-) Land $940,500 Building $92,005
2024	$9,602.00 (+1.64%)	$1,032,505 (-) Land $940,500 Building $92,005
2023	$9,447.00 (+10.91%)	$1,032,505 (-) Land $940,500 Building $92,005
2022	$8,518.00	$1,032,505 Land $940,500 Building $92,005

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	273.8 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35