16 Bradford Ave, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 16 Bradford Ave, Harrison, NY 10528

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,632 sqft · built 1956
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$1,395,000 (Jul 2022)
Tax Bill$21,849 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2021 Mortgage
Flood ZoneZone AE (high risk)
APN552801 0022.-10

Property Details

APN / Parcel Number

Primary APN552801 0022.-10
Alternative APNs
  • 5528000000220000010
  • 000001160

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,632 sqft Living Area
1st Floor Area1,316 sqft
2nd Floor Area1,316 sqft
Upper Floors Area330 sqft
Basement Area165 sqft
Finished Basement165 sqft
Unfinished Basement165 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleColonial
Exterior MaterialWood
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchPatio
Patio Area584 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000001160
Street Address16 BRADFORD AVE
CityHARRISON
StateNY
Zip10528-4304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal SubdivisionDIVISIONS 1 2 & 3 OF LOTS
Legal Lot Number10
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2002
Census Tract8404

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 BRADFORD AVE, HARRISON, NY 10528-4304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
PNC BANK NA
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Prior SaleMar 12, 2018 · Amount on Record
Deed Document Number20223592
Record UpdatedOct 29, 2026

July 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateJul 8, 2022
Property Address16 BRADFORD AVE, HARRISON, NY 10528-4304
Document Number0621593592
Map ReferenceMAP 2344
Instrument DateJun 17, 2022
Instrument621593592
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyNOT AVAILABLE, GRAY DOG ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,580.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0621593669
DateJul 8, 2022
Instrument621593669
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.12%
IndexOther
Margin3
Max Rate9.12%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address16 BRADFORD AVE, HARRISON, NY 10528-4304
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0611403470
DateMay 20, 2021
Instrument611403470
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,849.00 (+4.52%)
2025$20,904.00$13,000 (-) Land $3,000 Building $10,000$1,120,690 (-2.59%) Land $258,621 Building $862,069
2024$13,000 (-) Land $1,250 Building $11,750$1,150,442 (+3.54%) Land $110,619 Building $1,039,823
2023$13,000 Land $1,250 Building $11,750$1,111,112 Land $106,838 Building $1,004,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims52 (1978–2024)
Claims Outside the SFHA11 of 52
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 11 claims
  • Hurricane Irene, Aug 2011 · 8 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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