Albany County and Colonie Town property record for 16 Bonner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,464 sqft · built 1977 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,704 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.6-2-7 |
| Primary APN | 012689 16.6-2-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Upper Floors Area | 168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01600600020070000000 |
|---|---|
| Street Address | 16 BONNER AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOTS 380-81-82 N-LANSING AVE E-60 LANSIN S-18-05.2 |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 13803 |
16 Bonner Ave is owned and occupied by an individual.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 BONNER AVE, SCHENECTADY, NY 12304-4568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Mar 2, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 16 BONNER AVE, SCHENECTADY, NY 12304-4568 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 BONNER AVE, SCHENECTADY, NY 12304-4568 |
| Document Number | 0000000553 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | R2026-3553 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 16 BONNER AVE, SCHENECTADY, NY 12304-4568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16 BONNER AVE, SCHENECTADY, NY 12304-4568 |
| Document Number | 0000000298 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | R2023-4298 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 16 Bonner Ave was $4,704 with exemptions applied, up 27.7% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,704.00 (+27.72%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,683.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $104,900 Land $21,000 Building $83,900 | $240,000 Land $48,046 Building $191,954 |
| 2023 | $104,900 (-) Land $21,000 Building $83,900 | $205,700 (+9.32%) Land $41,179 Building $164,521 | |
| 2022 | $104,900 Land $21,000 Building $83,900 | $188,161 Land $37,668 Building $150,493 | |
| 2021 | $3,121.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Bonner Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Bonner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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