16 Bluewater View Ave, Inlet Beach, FL 32461 Property Records

Walton County property record for 16 Bluewater View Ave, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,514 sqft · built 2024
Lot Size	0.131 acres (5,716 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (May 2022)
Tax Bill	$14,864 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16175-000-0080`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16175-000-0080`
Alternative APNs	`36-318-16175-000-0080` `1083101`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,514 sqft Living Area
Gross Area	4,636 sqft
Flooring	Wood
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	5,716 sqft (0.131 acres)
Garage Type	Attached
Garage Area	138 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16 BLUEWATER VIEW AVE
City	INLET BEACH
State	FL
Zip	32461-6233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HWY 98
Legal Description	LOT 8 WATERSIDE AT INLET BEACH PB 16-70 OR 2674-3883 OR 2964-4704 OR 2975-2209 OR 2975-4230 OR 2996-1805 OR 3252-209 OR 3267-1244
Legal Range	018
Legal Township	03S
Legal Section	36
Legal Subdivision	INLET BEACH
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1029
Census Tract	950611

Owner

16 Bluewater View Ave is owned by two individuals who acquired it in September 2022.

Source: Walton County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15301 BECKLEY CROSSING DR, LOUISVILLE, KY 40245-4579
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK LOUISVILLE
Sep 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
May 12, 2022	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	202222692
Deed Book / Page	3252 / 209
Last Transfer Date	Sep 19, 2022
Transfer Doc	0032671244
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	16 BLUEWATER VIEW AVE, INLET BEACH, FL 32461-6233
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15301 BECKLEY CROSSING DR, LOUISVILLE, KY 40245-4579

Mortgage

Document Number	0033764889
Date	Nov 6, 2025
Book Page	3376/4889
Instrument	20250041248

Lender

Name	FIFTH THIRD BANK LOUISVILLE
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2055

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Sep 20, 2022
Property Address	16 BLUEWATER VIEW AVE, INLET BEACH, FL 32461-6233
Document Number	0032671244
Book / Page	3267 / 1244
Map Reference	MB 16 PG 70
Instrument Date	Sep 19, 2022
Instrument	20220042082
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MILLENNIAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15301 BECKLEY CROSSING DR, LOUISVILLE, KY 40245-4579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15301 BECKLEY CROSSING DR, LOUISVILLE, KY 40245-4579

Mortgage

Document Number	0032671246
Date	Sep 20, 2022
Instrument	3267/1246

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	379 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 12, 2022
Property Address	16 BLUEWATER VIEW AVE, INLET BEACH, FL 32461-6233
Document Number	0032520209
Book / Page	3252 / 209
Map Reference	MB 16 PG 70
Instrument Date	May 12, 2022
Instrument	20220022692
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4418 GREEN FOREST PASS, HOUSTON, TX 77084-7804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15301 BECKLEY CROSSING DR, LOUISVILLE, KY 40245-4579

Tax Assessment & Valuation

The 2025 property tax bill for 16 Bluewater View Ave was $14,864, up 381% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,864.00 (+381.04%)	$1,712,353 Land $420,000 Building $1,292,353	$1,712,353 Land $420,000 Building $1,292,353
2024	$3,090.00 (-0.61%)
2023	$3,109.00 (+14.85%)	$456,250 (+22.49%) Land $456,250	$456,250 (+22.49%) Land $456,250
2022	$2,707.00	$372,494 Land $372,494	$372,494 Land $372,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Bluewater View Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Bluewater View Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	2,000 / 200
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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