Worcester County and Gardner City property record for 16 Blanchard St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,201 sqft · built 1915 |
| Lot Size | 0.12 acres (5,225 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Sep 2016) |
| Tax Bill | $4,108 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:S-26 B:0002 L:0027 |
| Primary APN | M:S-26 B:0002 L:0027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,201 sqft Living Area |
| Gross Area | 2,906 sqft |
| Basement Area | 667 sqft |
| Unfinished Basement | 667 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,225 sqft (0.12 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 16 BLANCHARD ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 19 |
| Legal Lot Number | 27 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 707500 |
16 Blanchard St is owned and occupied by an individual who bought it in September 2016.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 BLANCHARD ST, GARDNER, MA 01440-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on File |
| Deed Sale | Sep 30, 2016 · Amount on File |
| Prior Sale | Jun 18, 1986 · Amount on File |
| Deed Document Number | 2016110919 |
| Deed Book / Page | 56056 / 265 |
| Transfer Doc | 056056-265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 13, 2026 |
| Property Address | 16 BLANCHARD ST, GARDNER, MA 01440-2002 |
| Document Number | 0000069642 |
| Book / Page | 74020 / 209 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202669642 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 BLANCHARD ST, GARDNER, MA 01440-2002 |
| Document Number | 0000069642, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 74020/209 |
| Instrument | 202669642 |
| Name | DIGITAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Sep 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 16 Blanchard St was $4,108, up 10,433.3% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,108.00 (+10,433.33%) | $298,300 (+8.28%) Land $72,300 Building $226,000 | $323,352 (+4.47%) |
| 2025 | $39.00 (-98.99%) | $275,500 (+6.74%) Land $65,700 Building $209,800 | $309,510 |
| 2024 | $3,869.00 (+3.26%) | $258,100 (+11.11%) Land $59,800 Building $198,300 | |
| 2023 | $3,747.00 | $232,300 Land $58,900 Building $173,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Blanchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16 Blanchard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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