16 Birch St, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 16 Birch St, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1959
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individuals on Record
Last Sale	$440,000 (Jan 2026)
Tax Bill	$2,736 (2025)
Deeds & Mortgages	May 2025 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:12.3 P:79`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:12.3 P:79`
Alternative APNs	`M:012.3 P:079.00 D:01` `2284`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,544 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2284
Street Address	16 BIRCH ST
City	BUZZARDS BAY
State	MA
Zip	02532-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	3
Census Block	3009
Census Tract	13800

Owner

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	372 COTUIT RD, SANDWICH, MA 02563-2429
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Deed of Trust, Mortgage · FHA Mortgage PHH US MORTGAGE CORP
May 29, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 24, 2023	Deed of Trust, Mortgage · ARM PHH US MORTGAGE CORP
Oct 24, 2023	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Jan 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Deed Document Number	20263543
Deed Book / Page	37437 / 318
Prior Transfer Date	Feb 22, 2023
Prior Transfer Doc	035657-149
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	16 BIRCH ST, BOURNE, MA 02532-3004
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037000-339
Date	May 29, 2025
Book Page	37000/339
Instrument	21272

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	637 Months
Due	Jun 1, 2078

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jul 1, 2025
Index	Other

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	16 BIRCH ST, BOURNE, MA 02532-3004
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00037001-1
Date	May 29, 2025
Book Page	37001/1
Instrument	21273

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	637 Months
Due	Jun 1, 2078

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jul 1, 2025
Index	Other

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	16 BIRCH ST, BOURNE, MA 02532-3004
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036050-80
Date	Oct 24, 2023
Book Page	36050/80
Instrument	42657

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	661 Months
Due	Nov 1, 2078

Interest

Rate Type	Adjustable Rate
Rate	7.78%
Type Change Date	Dec 1, 2023
Index	Other

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	16 BIRCH ST, BOURNE, MA 02532-3004
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036050-94
Date	Oct 24, 2023
Book Page	36050/94
Instrument	42658

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	661 Months
Due	Nov 1, 2078

Interest

Rate Type	Adjustable Rate
Rate	7.78%
Type Change Date	Dec 1, 2023
Index	Other

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jan 28, 2026
Property Address	16 BIRCH ST, BOURNE, MA 02532-3004
Document Number	037437-318
Book / Page	37437 / 318
Instrument Date	Jan 28, 2026
Instrument	3543
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	372 COTUIT RD, SANDWICH, MA 02563-2429

Mortgage

Document Number	0000003544
Date	Jan 28, 2026
Instrument	3544

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,736.00 (+2.28%)	$350,300 (+5.01%) Land $167,200 Building $183,100	$476,900
2024	$2,675.00 (+0.19%)	$333,600 (+10.06%) Land $159,200 Building $174,400
2023	$2,670.00	$303,100 Land $140,900 Building $162,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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