16 Bertino St, Onset, MA 02558 Property Records

Plymouth County and Wareham Town property record for 16 Bertino St, Onset, MA 02558

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1940
Lot Size	0.089 acres (3,869 sqft)
Owner	Individual Name on Record
Last Sale	$351,600 (Nov 2023)
Tax Bill	$3,049 (2026)
Deeds & Mortgages	May 2021 Refinance Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00014 B:000 L:01058`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00014 B:000 L:01058`
Alternative APN	`WRHM M:00014 B:000 L:01058`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	2,387 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,869 sqft (0.089 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 BERTINO ST
City	ONSET
State	MA
Zip	02558-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Lot Number	1058
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	1
Census Block	1009
Census Tract	545300

Owner

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 723, ONSET, MA 02558-0723
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Mar 29, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE COD FIVE CENTS SAVINGS BANK
Nov 9, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Dec 15, 2016 · Amount on Record
Deed Book / Page	58438 / 23
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	16 BERTINO ST, ONSET, MA 02558-1833
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	054900-325
Date	May 3, 2021
Book Page	54900/325
Instrument	50681

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	16 BERTINO ST, ONSET, MA 02558-1833
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	056615-262
Date	Mar 29, 2022
Book Page	56615/262
Instrument	26645

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Nov 9, 2023
Property Address	16 BERTINO ST, ONSET, MA 02558-1833
Document Number	0058438-23
Book / Page	58438 / 23
Instrument Date	Nov 9, 2023
Instrument	73129
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 BERTINO ST, WAREHAM, MA 02571

Mortgage

Document Number	0000073130
Date	Nov 9, 2023
Instrument	73130

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,049.00 (-17.79%)	$356,200 (+5.45%) Land $94,800 Building $261,400	$384,410 (-1.19%)
2025	$3,709.00 (-1.77%)	$337,800 (+4.48%) Land $94,800 Building $243,000	$389,025
2024	$3,776.00 (+4.42%)	$323,300 (+9.97%) Land $71,600 Building $251,700
2023	$3,616.00	$294,000 Land $65,000 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Nearby Flood Policies	78 in force
Nearby Flood Claims	99 (1978–2023)
Claims Outside the SFHA	11 of 99
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 4 claims Winter Coastal Storm, Dec 1992 · 3 claims Hurricane Bob, Aug 1991 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSET FIRE DISTRICTWATER DEPT. serves 5,392 people · EPA ID MA4310003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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