16 Bender St, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 16 Bender St, Budd Lake, NJ 07828 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,412 sqft · built 2021
Lot Size	0.021 acres (922 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (Jun 2024)
Tax Bill	$12,459 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2021 Sale & Mortgage + 1 more
APN	`27-04100-0000-00080-0000-C146`

Property Details

APN / Parcel Number

Primary APN	`27-04100-0000-00080-0000-C146`

Interior

Building Area	2,412 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	922 sqft (0.021 acres)

Location & Zoning

Street Address	16 BENDER ST
City	BUDD LAKE
State	NJ
Zip	07828-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN RDG ESTATES PH #16 BL
Legal Block	4100
Legal Lot Number	80
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	2
Census Block	2016
Census Tract	46109

Owner

Source: Morris County and Mount Olive Township records · APN 27-04100-0000-00080-0000-C146

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 BENDER ST, BUDD LAKE, NJ 07828-1450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 07, 2021	Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Apr 14, 2021	Deed, Transfer TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGENCY CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2024 · Amount on Record
Deed Sale	Jun 19, 2024 · Amount on Record
Prior Sale	Dec 07, 2021 · Amount on Record
Deed Document Number	202422420
Deed Book / Page	24764 / 1053
Prior Transfer Date	Sep 07, 2022
Prior Transfer Doc	0000065948
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	16 BENDER ST, BUDD LAKE, NJ 07828-1450
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BENDER ST T, T, BUDD LAKE, NJ 07828-1450

Mortgage

Document Number	0250110256
Date	Nov 10, 2025
Book Page	25011/256
Instrument	2025046987

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2040

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Dec 07, 2021
Property Address	16 BENDER ST, BUDD LAKE, NJ 07828-1450
Document Number	0242840995
Book / Page	24284 / 995
Instrument Date	Sep 14, 2021
Instrument	2021097863
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	LEGACY TITLE AGENCY INC, LEGACY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,973.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3349 STATE ROUTE 138, 3349, WALL TOWNSHIP, NJ 07719-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BENDER ST, BUDD LAKE, NJ 07828-1450

Mortgage

Document Number	2021097864
Date	Dec 07, 2021
Instrument	2021097864

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 01, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 14, 2021
Property Address	16 BENDER ST, BUDD LAKE, NJ 07828-1450
Document Number	0240991274
Book / Page	24099 / 1274
Map Reference	MB 2395 PG 1221
Instrument Date	Feb 10, 2021
Instrument	2021036826
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGENCY CORP

Transaction

Amount	Amount Recorded
Tax	$552.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 WESTERN DR, 9, COLTS NECK, NJ 07722-1271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3349 STATE ROUTE 138 # B, B, WALL TOWNSHIP, NJ 07719-9671
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,500 (-) Land $136,300 Building $221,200	$357,500 (-) Land $136,300 Building $221,200
2025		$357,500 (-) Land $136,300 Building $221,200	$357,500 (-) Land $136,300 Building $221,200
2024	$12,459.00 (+6.61%)
2023		$357,500 Land $136,300 Building $221,200	$357,500 Land $136,300 Building $221,200
2022	$11,686.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Optimum Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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