Albany County and Bethlehem Town property record for 16 Bender Ln, Delmar, NY 12054
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,912 sqft · built 1980 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,000 (Oct 2001) |
| Tax Bill | $6,894 (2026) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 86.17-5-1.4 |
| Primary APN | 012200 86.17-5-1.4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,912 sqft Total Area |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 191 ft deep x 100 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08601700050010040000 |
|---|---|
| Street Address | 16 BENDER LN |
| City | DELMAR |
| State | NY |
| Zip | 12054-4319 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CR |
| Legal Block | 5 |
| Legal Lot Number | 1.004 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 14201 |
16 Bender Ln, a duplex, is owned and occupied by two individuals who acquired it in October 2017.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 BENDER LN, DELMAR, NY 12054-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2001 · Amount on File |
| Deed Sale | Oct 29, 2001 · Amount on File |
| Deed Book / Page | 2693 / 1107 |
| Last Transfer Date | Oct 23, 2017 |
| Transfer Doc | 0000028434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 27, 2017 |
| Property Address | 16 BENDER LN, DELMAR, NY 12054-4319 |
| Document Number | 0000008434 |
| Instrument Date | Oct 23, 2017 |
| Instrument | R2017-28434 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 16 BENDER LN, DELMAR, NY 12054-4319 |
| Document Number | 0000008435 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | R2017-28435 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 16 Bender Ln was $6,894 with exemptions applied.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,894.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $255,000 Land $68,000 Building $187,000 | $398,438 Land $106,250 Building $292,188 | |
| 2023 | $255,000 Land $68,000 Building $187,000 | $340,000 Land $90,667 Building $249,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Bender Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Bender Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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