16 Bemus St, Bemus Point, NY 14712 Property Records

Chautauqua County and Ellery Town property record for 16 Bemus St, Bemus Point, NY 14712

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 966 sqft · built 1985
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2022)
Tax Bill	$4,535 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Jun 2023 Mortgage + 1 more
APN	`063601 333.05-1-23`

Property Details

APN / Parcel Number

Primary APN	`063601 333.05-1-23`
Alternative APN	`36013330050001023000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	644 sqft
Upper Floors Area	322 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	501 ft deep x 139 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	16 BEMUS ST
City	BEMUS POINT
State	NY
Zip	14712-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	OLD APN: 063601 102-1-1.4
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	ELLERY
Census Block Group	4
Census Block	4036
Census Tract	36902

Owner

Source: Chautauqua County and Ellery Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 BEMUS ST, BEMUS POINT, NY 14712-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 1, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Apr 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Oct 27, 1998 · Amount on Record
Deed Document Number	20222959
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	16 BEMUS ST, BEMUS POINT, NY 14712-9650
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2025003932
Date	Nov 18, 2025
Instrument	MT2025003932

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	16 BEMUS ST, BEMUS POINT, NY 14712-9650
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2023002429
Date	Jun 1, 2023
Instrument	MT2023002429

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 14, 2022
Property Address	16 BEMUS ST, BEMUS POINT, NY 14712-9650
Document Number	DE2022002959
Instrument Date	Apr 14, 2022
Instrument	DE2022002959
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 BEMUS ST, BEMUS POINT, NY 14712-9650

Mortgage

Document Number	MT2022002234
Date	Apr 14, 2022
Instrument	MT2022002234

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ellery Town
Municipality	Bemus Point Village
Unified School District	Bemus Point Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,535.00 (+0.49%)
2025	$4,513.00	$137,500 (+9.13%) Land $62,700 Building $74,800	$221,800 (+22.68%) Land $101,141 Building $120,659
2023		$126,000 Land $62,700 Building $63,300	$180,800 Land $89,970 Building $90,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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