Polk County property record for 16 Bed Lou Ln, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1960 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Company Name on File |
| Last Sale | $30,000 (Feb 2026) |
| Tax Bill | $491 (2026) |
| Deeds & Mortgages | Feb 2026 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | P5-42 |
| Primary APN | P5-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,444 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 53989 |
|---|---|
| Street Address | 16 BED LOU LN |
| City | SALUDA |
| State | NC |
| Zip | 28773-9840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | P5, P5 MAP P5 |
| Legal Subdivision | MAP P5 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 920303 |
16 Bed Lou Ln is owned by a company that bought it in February 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 44 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2026 · Amount on File |
| Deed Sale | Feb 23, 2026 · Amount on File |
| Prior Sale | Apr 24, 2024 · Amount on File |
| Deed Book / Page | 497 / 1749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Feb 23, 2026 |
| Property Address | 16 BED LOU LN, SALUDA, NC 28773-9840 |
| Document Number | 00497/1749 |
| Book / Page | 497 / 1749 |
| Instrument Date | Feb 6, 2026 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 4, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 FORGE VALLEY DR, MILLS RIVER, NC 28759-8600 |
The 2026 property tax bill for 16 Bed Lou Ln was $491, up 1.2% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491.00 (+1.24%) | $83,292 (-) Land $28,000 Building $55,292 | $83,292 (-) Land $28,000 Building $55,292 |
| 2025 | $485.00 | $83,292 Land $28,000 Building $55,292 | $83,292 Land $28,000 Building $55,292 |
| 2023 | $480.00 | $69,137 Land $20,000 Building $49,137 | |
| 2021 | $69,137 Land $20,000 Building $49,137 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Bed Lou Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Bed Lou Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
May also be available: Spectrum, Windstream.
4G LTE (outdoors only), no 5G reported
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