Essex County and Marblehead Town property record for 16 Beach St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,992 sqft · built 1952 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $965,000 (Dec 2021) |
| Tax Bill | $9,116 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jun 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0088 B:0002 L:0 |
| Primary APN | MARB M:0088 B:0002 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 3,054 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,010 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 16 BEACH ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | FOOTE ESTATE |
| Legal Block | 2 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 BEACH ST, MARBLEHEAD, MA 01945-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB |
| Jun 1, 2021 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Dec 9, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK |
| Oct 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance USA ALLIANCE FEDERAL CREDIT UNION |
| Jun 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PTRS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on Record |
| Deed Sale | Dec 9, 2021 · Amount on Record |
| Prior Sale | Aug 31, 1999 · Amount on Record |
| Deed Book / Page | 40561 / 400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 16 BEACH ST, MARBLEHEAD, MA 01945-2902 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039484-297 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 39484/297 |
| Instrument | 20210202001160 |
| Name | FIRST SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 16 BEACH ST, MARBLEHEAD, MA 01945-2902 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039936-57 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 39936/57 |
| Instrument | 20210601004460 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Dec 9, 2021 |
| Property Address | 16 BEACH ST, MARBLEHEAD, MA 01945-2902 |
| Document Number | 040561-400 |
| Book / Page | 40561 / 400 |
| Instrument Date | Dec 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 BEACH ST, MARBLEHEAD, MA 01945-2902 |
| Document Number | 0040561403 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 40561/403 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 16 BEACH ST, MARBLEHEAD, MA 01945-2902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37913-263 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 37913/263 |
| Instrument | 20191007005480 |
| Name | USA ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 16 BEACH ST, MARBLEHEAD, MA 01945-2902 |
| Document Number | 36788-426 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 BEACH ST MARBLEHEAD MA 019452902, MARBLEHEAD, MA 01945-2902 |
| Document Number | 36788-426 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 036788/000426 |
| Instrument | 1806151940 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,116.00 (+14.74%) | $1,007,300 (+13.6%) Land $596,400 Building $410,900 | $1,144,180 |
| 2024 | $7,945.00 (-5.38%) | $886,700 (+5.6%) Land $609,700 Building $277,000 | |
| 2023 | $8,397.00 | $839,700 Land $536,800 Building $302,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 6 of 56 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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