16 Beach Dr, Montague, NJ 07827 Property Records

Sussex County and Montague Township property record for 16 Beach Dr, Montague, NJ 07827

Property Summary

Property Type	Single Family Home
Details	1,924 sqft · built 1970
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jan 2026)
Tax Bill	$5,669 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00004-01-00008`

Property Details

APN / Parcel Number

Primary APN	`14-00004-01-00008`
Alternative APNs	`1400004000100008` `1400004100008`

Interior

Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Lot Area	30,013 sqft (0.689 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1400004100008
Street Address	16 BEACH DR
City	MONTAGUE
State	NJ
Zip	07827-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MONTAGUE LAKE SEC A
Legal Block	4.1
Legal Lot Number	8
Jurisdiction	SUSSEX NJ
Township / Civil Division	MONTAGUE
Census Block Group	1
Census Block	1002
Census Tract	371000

Owner

Source: Sussex County and Montague Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 BEACH DR, MONTAGUE, NJ 07827-3218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed, Transfer · Conventional Mortgage NFM LENDING
Jul 5, 2023	Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	20261413
Deed Book / Page	10432 / 1237
Prior Transfer Date	Oct 16, 2006
Prior Transfer Doc	00308900277
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 22, 2026
Property Address	16 BEACH DR, MONTAGUE, NJ 07827-3218
Document Number	0104321237
Book / Page	10432 / 1237
Instrument Date	Dec 19, 2025
Instrument	2026001413
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 CULLIS RD, HEWITT, NJ 07421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 BEACH DR, MONTAGUE, NJ 07827-3218

Mortgage

Document Number	2026001414
Date	Jan 22, 2026
Instrument	2026001414

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 5, 2023
Property Address	16 BEACH DR, MONTAGUE, NJ 07827-3218
Document Number	0102551637
Book / Page	10255 / 1637
Instrument Date	Jun 20, 2023
Instrument	2023011637
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	276 BIG HORN DR, BOULDER CITY, NV 89005-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 BEACH DR, MONTAGUE, NJ 07827-3218

Mortgage

Document Number	2023011638
Date	Jul 5, 2023
Instrument	2023011638

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Sussex County and Montague Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Montague Township
Unified School District	Montague Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,100 (-) Land $51,100 Building $128,000	$179,100 (-) Land $51,100 Building $128,000
2025	$5,669.00 (+7.55%)	$179,100 (+8.81%) Land $51,100 Building $128,000	$179,100 (+8.81%) Land $51,100 Building $128,000
2024	$5,271.00 (+10.78%)
2023		$164,600 (-) Land $51,100 Building $113,500	$164,600 (-) Land $51,100 Building $113,500
2022	$4,758.00 (-1.69%)	$164,600 Land $51,100 Building $113,500	$164,600 Land $51,100 Building $113,500
2021	$4,840.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1980–2006)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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