16 Bay Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 16 Bay Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 861 sqft · built 1960
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2014)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-052-027-4`

Property Details

APN / Parcel Number

Primary APN	`098-052-027-4`
Alternative APN	`098-052-027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	861 sqft Living Area
1st Floor Area	861 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	219 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	16 BAY DR
City	BAY POINT
State	CA
Zip	94565-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	SHORE ACRES #1 LOT 102 EX MR
Legal Subdivision	SHORE ACRES 01
Legal Lot Number	102
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1006
Census Tract	314200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 BAY DR, BAY POINT, CA 94565-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 30, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2014 · Amount on Record
Deed Sale	Aug 5, 2014 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Document Number	2014129618
Prior Transfer Date	Jun 19, 2014
Prior Transfer Doc	0000101268
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	16 BAY DR, BAY POINT, CA 94565-1405
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BAY DR, BAY POINT, CA 94565-1405

Mortgage

Document Number	0000235308
Date	Oct 13, 2020
Instrument	2020-235308

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 30, 2018
Property Address	16 BAY DR, BAY POINT, CA 94565-1405
Document Number	0000084809
Instrument Date	May 22, 2018
Instrument	84809
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16 BAY DR BAY POINT CA 945651405, BAY POINT, CA 94565-1405

Mortgage

Document Number	84810
Date	May 30, 2018
Instrument	84810

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,577 (+2%) Land $281,089 Building $84,488
2025	$4,770.00 (+5.18%) Homeowner's exemption	$358,410 (+4.04%) Land $275,578 Building $82,832
2023	$4,535.00 (+0.76%) Homeowner's exemption	$344,494 Land $264,878 Building $79,616
2022	$4,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2005)
Most Recent Claim	Feb 2005 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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