16 Banyan Rd, Skillman, NJ 08558 Property Records

Somerset County and Montgomery Township property record for 16 Banyan Rd, Skillman, NJ 08558

Property Summary

Property Type	Single Family Home
Details	3,921 sqft · built 1997
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on File
Last Sale	$962,000 (Sep 2016)
Tax Bill	$25,586 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-30002-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`13-30002-0000-00028`
Alternative APNs	`133000200028` `00008095`

Interior

Stories	2 Stories
Building Area	3,921 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	20,212 sqft (0.464 acres)
Garage Type	Attached

Location & Zoning

Account Number	00008095
Street Address	16 BANYAN RD
City	SKILLMAN
State	NJ
Zip	08558-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHERRY VALLEY STAGE G
Legal Subdivision	CHERRY VLY
Legal Block	30002
Legal Lot Number	28
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	54201

Owner

16 Banyan Rd is owned and occupied by two individuals who bought it in September 2016.

Source: Somerset County and Montgomery Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 BANYAN RD, SKILLMAN, NJ 08558-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2016 · Amount on File
Deed Sale	Sep 9, 2016 · Amount on File
Prior Sale	Dec 27, 2005 · Amount on File
Deed Document Number	201638326
Deed Book / Page	6902 / 2416
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	16 BANYAN RD, SKILLMAN, NJ 08558-2238
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049840
Date	Aug 17, 2021
Book Page	7373/1418
Instrument	2021049840

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	16 BANYAN RD, SKILLMAN, NJ 08558-2238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016363
Date	Apr 21, 2020
Book Page	7205/1456
Instrument	2020016363

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16 Banyan Rd was $25,586, up 1.8% from the year before.

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$732,900 (-) Land $281,300 Building $451,600	$732,900 (-) Land $281,300 Building $451,600
2025	$25,586.00 (+1.84%)	$732,900 Land $281,300 Building $451,600	$732,900 Land $281,300 Building $451,600
2024	$25,123.00
2023		$732,900 Land $281,300 Building $451,600	$732,900 Land $281,300 Building $451,600
2022	$23,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Banyan Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1997–2021)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Banyan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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