16 Bancroft Tower Rd, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 16 Bancroft Tower Rd, Worcester, MA 01609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,508 sqft · built 1930
Lot Size0.171 acres (7,440 sqft)
OwnerIndividual Name on File
Last Sale$237,900 (May 2010)
Tax Bill$5,593 (2025)
Deeds & MortgagesApr 2025 Mortgage
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-015-00015

Property Details

APN / Parcel Number

Primary APN20-015-00015
Alternative APN
  • WORC M:20 B:015 L:00015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,508 sqft Living Area
Gross Area3,272 sqft
1st Floor Area788 sqft
AtticAttic
Attic Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,440 sqft (0.171 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number20-015-00015
Street Address16 BANCROFT TOWER RD
CityWORCESTER
StateMA
Zip01609-1668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal SubdivisionWORCESTER
Legal Block15
Legal Lot Number15
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2028
Census Tract730801

Owner

Source: Worcester County and Worcester City records · APN 20-015-00015

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16 BANCROFT TOWER RD, WORCESTER, MA 01609-1668
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MIDDLESEX SAVINGS BANK
May 27, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CAMBRIDGE SAVINGS BANK
Feb 25, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2010 · Amount on Record
Deed SaleMay 26, 2010 · Amount on Record
Prior SaleJul 13, 2001 · Amount on Record
Deed Book / Page45840 / 301
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address16 BANCROFT TOWER RD, WORCESTER, MA 01609-1668
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071819-36
DateApr 04, 2025
Book Page71819/36
Instrument26025
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term61 Months
DueMay 01, 2030

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address16 BANCROFT TOWER RD, WORCESTER, MA 01609-1668
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number067656-356
DateMay 27, 2022
Book Page67656/356
Instrument57821
Lender
NameCAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term61 Months
DueJun 01, 2027

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateFeb 25, 2021
Property Address16 BANCROFT TOWER RD, WORCESTER, MA 01609-1668
Document Number064549-329
Book / Page64549 / 329
Instrument DateFeb 19, 2021
Instrument26587
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16 BANCROFT TOWER RD, WORCESTER, MA 01609-1668

Mortgage

Document Number064549-332
DateFeb 25, 2021
Book Page64549/332
Instrument26588
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,593.00 (+6.33%)$424,000 (+15.59%) Land $117,700 Building $306,300$456,095 (+3.34%)
2024$441,370
2023$5,260.00$366,800 Land $102,300 Building $264,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277308012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 289 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2348000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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