16 Azalea Ter, Cos Cob, CT 06807 Property Records

Greenwich Town property record for 16 Azalea Ter, Cos Cob, CT 06807

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,321 sqft · built 1962
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$2,415,000 (Jun 2022)
Tax Bill	$20,376 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-3852S`

Property Details

APN / Parcel Number

Primary APN	`08-3852S`
Alternative APNs	`GREE M:08 B:3852/S` `400/069`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,321 sqft Living Area
Basement Area	1,896 sqft
Unfinished Basement	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	400/069
Street Address	16 AZALEA TER
City	COS COB
State	CT
Zip	06807-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	3852/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1009
Census Tract	10202

Owner

16 Azalea Ter is owned and occupied by two individuals who bought it in June 2022.

Source: Greenwich Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 AZALEA TER, COS COB, CT 06807-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Sep 23, 2020	Deed of Trust, Mortgage · ARM INVESTORS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Aug 16, 2011 · Amount on File
Deed Document Number	20225777
Deed Book / Page	8122 / 41
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	16 AZALEA TER, COS COB, CT 06807-1403
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008509-65
Date	Dec 8, 2025
Book Page	8509/65
Instrument	7222

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2050

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	16 AZALEA TER, COS COB, CT 06807-1403
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008188-273
Date	Jan 17, 2023
Book Page	8188/273
Instrument	288

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jun 14, 2022
Property Address	16 AZALEA TER, COS COB, CT 06807-1403
Document Number	0008122-41
Book / Page	8122 / 41
Instrument Date	Jun 13, 2022
Instrument	5777
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000005779
Date	Jun 14, 2022
Instrument	5779

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	16 AZALEA TER, COS COB, CT 06807-1403
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7743-264
Date	Sep 23, 2020
Book Page	7743/264
Instrument	8383

Lender

Name	INVESTORS BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Oct 1, 2027
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 16 Azalea Ter was $20,376, up 26% from the year before.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,376.00 (+25.96%)	$1,943,550 (+48.48%) Land $927,710 Building $1,015,840	$3,099,030 (+238.23%)
2025	$16,177.00 (+0.01%)	$1,308,930 Land $771,540 Building $537,390	$916,251 Land $540,078 Building $376,173
2024	$16,176.00 (+6.2%)
2023	$15,231.00 (+7.52%)	$1,308,930 (+6.53%) Land $771,540 Building $537,390
2022	$14,166.00	$1,228,640 Land $771,540 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Azalea Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Azalea Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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