16 Avery St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 16 Avery St, Westfield, MA 01085

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,063 sqft · built 1910
Lot Size	0.107 acres (4,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,340 (Jun 2025)
Tax Bill	$4,804 (2025)
Deeds & Mortgages	Jun 2025 Sale & Refinance
Flood Zone	Zone X (moderate risk)
APN	`WFLD M:23 L:57`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:23 L:57`
Alternative APN	`M:329023 B:00057 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,063 sqft Living Area
Gross Area	5,002 sqft
1st Floor Area	997 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,680 sqft (0.107 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 AVERY ST
City	WESTFIELD
State	MA
Zip	01085-3700
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	57
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2019
Census Tract	812702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westfield Center Historic District listed 2013 · 502 contributing resources · NRIS 13000441

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Westfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 BATES RD, WESTFIELD, MA 01085-2546
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Dec 30, 2004 · Amount on Record
Deed Book / Page	25916 / 1
Record Updated	Jun 8, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jun 25, 2025
Property Address	16 AVERY ST, WESTFIELD, MA 01085-3700
Document Number	00025916-1
Book / Page	25916 / 1
Instrument Date	Jun 18, 2025
Instrument	28437
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 BATES RD, WESTFIELD, MA 01085-2546

Mortgage

Document Number	0000028438
Date	Jun 25, 2025
Instrument	28438

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jul 1, 2030
Index	Other

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,804.00 (+8.81%)	$316,500 (+21.73%) Land $91,700 Building $224,800
2023	$4,415.00	$260,000 Land $79,400 Building $180,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20