Worcester County and Gardner City property record for 16 Ash St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,496 sqft Living Area |
| Lot Size | 4,500 sqft (0.103 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $204,000 (2019) |
| Tax Bill | $31.00 (2025) |
Source: Worcester County and Gardner City records · APN GARD M:M27 B:24 L:7
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 ASH ST, BALDWINVILLE, MA 01436-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 02, 2019 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage TOTAL MORTGAGE SERVICES LLC |
| Dec 15, 2017 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage VILLAGE MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2019 · Amount on Record |
| Deed Sale | Oct 02, 2019 · Amount on Record |
| Prior Sale | Dec 15, 2017 · Amount on Record |
| Deed Doc Number | 2019103141 |
| Deed Book / Page | 61164 / 178 |
| Transfer Doc | 5106000263 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 16 ASH ST, GARDNER, MA 01440-2110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63612-279 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 63612/279 |
| Instrument | 129872 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Oct 02, 2019 |
| Property Address | 16 ASH ST, GARDNER, MA 01440-2110 |
| Document Number | 61164-178 |
| Book / Page | 61164 / 178 |
| Instrument Date | Oct 02, 2019 |
| Instrument | 103141 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 ROBERT ST APT 13, 13, FITCHBURG, MA 01420-6586 |
| Document Number | 103142 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 103142 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Dec 15, 2017 |
| Property Address | 16 ASH ST, GARDNER, MA 01440-2110 |
| Document Number | 58189-119 |
| Book / Page | 58189 / 119 |
| Instrument | 140226 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.87 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 ASH ST, BALDWINVILLE, MA 01436-1402 |
| Document Number | 581890122 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 58189/0122 |
| Name | VILLAGE MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Dec 15, 2048 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $31.00 (-99.05%) | $216,000 (-0.41%) Land $64,800 Building $151,200 |
| 2024 | $3,251.00 (+8.48%) | $216,900 (+16.74%) Land $59,000 Building $157,900 |
| 2023 | $2,997.00 | $185,800 Land $58,100 Building $127,700 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | GARD M:M27 B:24 L:7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 2,590 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,500 sqft (0.103 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 16 ASH ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2110 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 24 |
| Legal Lot Number | 7 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 707400 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures