16 Arno St, Oakhurst, NJ 07755 Property Records

Monmouth County and Ocean Township property record for 16 Arno St, Oakhurst, NJ 07755

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1957
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Dec 2020)
Tax Bill	$10,449 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-00003-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`37-00003-0000-00032`
Alternative APN	`370000300032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	1,015 sqft
Upper Floors Area	646 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	84 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	16 ARNO ST
City	OAKHURST
State	NJ
Zip	07755-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	PEACH TREE ESTATES
Legal Block	3
Legal Lot Number	32
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1004
Census Tract	806400

Owner

16 Arno St is owned and occupied by two individuals who bought it in December 2020.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 ARNO ST, OAKHURST, NJ 07755-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage JERSEY MORTGAGE CO
Dec 3, 2020	Grant Deed, Transfer · FHA Mortgage JERSEY MTG
Aug 27, 2018	Grant Deed, Transfer · Conventional Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Aug 27, 2018 · Amount on File
Deed Document Number	2020144765
Deed Book / Page	9462 / 1780
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 ARNO ST, OAKHURST, NJ 07755-1002
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ARNO ST, OAKHURST, NJ 07755-1002

Mortgage

Document Number	0096170817
Date	Sep 26, 2022
Book Page	9617/817
Instrument	2022097471

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	475 Months
Due	Apr 7, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 ARNO ST, OAKHURST, NJ 07755-1002
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	NEW DAWN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095746531
Date	Jan 26, 2022
Book Page	9574/6531
Instrument	2022010309

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 3, 2020
Property Address	16 ARNO ST, OAKHURST, NJ 07755-1002
Document Number	0000144765
Book / Page	009462 / 001780
Instrument Date	Nov 11, 2020
Instrument	144765
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 ARNO ST OAKHURST NJ 077551002, OAKHURST, NJ 07755-1002

Mortgage

Document Number	144766
Date	Dec 3, 2020
Book Page	009462/001791
Instrument	144766

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 27, 2018
Property Address	16 ARNO ST, OAKHURST, NJ 07755-1002
Document Number	0000085144
Book / Page	009309 / 000504
Instrument Date	Jul 31, 2018
Instrument	85144
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	TITLE AMERICA AGENCY CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 ARNO ST OAKHURST NJ 077551002, OAKHURST, NJ 07755-1002

Mortgage

Document Number	85145
Date	Aug 27, 2018
Book Page	009309/000510
Instrument	85145

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Arno St was $10,449, up 5.9% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$724,500 (-6.19%) Land $516,300 Building $208,200	$724,500 (-6.19%) Land $516,300 Building $208,200
2025	$10,449.00 (+5.87%)	$772,300 Land $601,300 Building $171,000	$772,300 Land $601,300 Building $171,000
2024	$9,870.00
2023		$681,700 Land $525,000 Building $156,700	$681,700 Land $525,000 Building $156,700
2022	$8,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Arno St in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	39 (1979–2026)
Claims Outside the SFHA	7 of 39
Most Recent Claim	Jul 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Arno St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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