16 Armetale Luster, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 16 Armetale Luster, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,322 sqft · built 2016
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,000 (Jun 2022)
Tax Bill	$11,937 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094.01-3-3`

Property Details

APN / Parcel Number

Primary APN	`094.01-3-3`
Alternative APNs	`42000940100007014000` `264200 094.01-7-14`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,322 sqft Living Area
1st Floor Area	1,190 sqft
2nd Floor Area	1,132 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	094.01-3-3
Street Address	16 ARMETALE LUSTER
City	WEBSTER
State	NY
Zip	14580-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	L47 T13 R4 SILVERWOODS SECT V LOT 114
Legal Subdivision	SILVERWOOD SUBDIVISION
Legal Block	7
Legal Lot Number	14.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2011
Census Tract	11506

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 ARMETALE LUSTER, WEBSTER, NY 14580-2472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
Jun 30, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
Jan 14, 2021	Loan Modification, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC
Jun 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	20221055
Deed Book / Page	12684 / 268
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	0000000795
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 30, 2022
Property Address	16 ARMETALE LUSTER, WEBSTER, NY 14580-2472
Document Number	0000001054
Book / Page	12684 / 264
Map Reference	LB 310 PG 37
Instrument Date	Jun 30, 2022
Instrument	202206301054
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 ARMETALE LUSTER, 16, WEBSTER, NY 14580-2472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ARMETALE LUSTER, WEBSTER, NY 14580-2472

Mortgage

Document Number	0000001056
Date	Jun 30, 2022
Book Page	29952/547
Instrument	202206301056

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2062

June 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 30, 2022
Property Address	16 ARMETALE LUSTER, WEBSTER, NY 14580-2472
Document Number	0000001055
Book / Page	12684 / 268
Map Reference	LB 310 PG 37
Instrument Date	Jun 30, 2022
Instrument	202206301055
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE ROCHESTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 STATE ROUTE 10, 1625, MORRIS PLAINS, NJ 07950-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ARMETALE LUSTER, WEBSTER, NY 14580-2472

Mortgage

Document Number	0000001056
Date	Jun 30, 2022
Book Page	29952/547
Instrument	202206301056

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2062

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	16 ARMETALE LUSTER, WEBSTER, NY 14580-2472
Document Number	0000000899
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ARMETALE LUSTER WEBSTER NY 145802472, WEBSTER, NY 14580-2472

Mortgage

Document Number	0000000899
Date	Jan 22, 2021
Book Page	028986/000179
Instrument	899

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	16 ARMETALE LUSTER, WEBSTER, NY 14580-2472
Document Number	0000000898
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ARMETALE LUSTER WEBSTER NY 145802472, WEBSTER, NY 14580-2472

Mortgage

Document Number	0000000898
Date	Jan 22, 2021
Book Page	028986/000167
Instrument	898

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 24, 2019
Property Address	16 ARMETALE LUSTER, WEBSTER, NY 14580-2472
Document Number	0000000573
Book / Page	12200 / 332
Map Reference	LB 310 PG 37
Instrument Date	Jun 17, 2019
Instrument	201906240573
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 ARMETALE LUSTER, 16, WEBSTER, NY 14580-2472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ARMETALE LUSTER, WEBSTER, NY 14580-2472

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,937.00 (+8.02%)
2025	$11,051.00 (+0.24%)	$404,600 (-) Land $62,000 Building $342,600	$539,500 (+25.35%) Land $82,672 Building $456,828
2023		$404,600 (+4.12%) Land $62,000 Building $342,600	$430,400 (+10.76%) Land $65,954 Building $364,446
2022		$388,600 Land $74,300 Building $314,300	$388,600 Land $74,300 Building $314,300
2021	$11,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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