16 Arch St, Cumberland, MD 21502 Property Records

Allegany County property record for 16 Arch St, Cumberland, MD 21502

Property Summary

Property TypeExempt (Full or Partial)
Details2 ba · 2,560 sqft · built 1920
Lot Size0.088 acres (3,850 sqft)
OwnerCompany Name on Record
Last Sale$29,900 (Jun 1986)
Flood ZoneZone X (minimal risk)
APN04-005546

Property Details

APN / Parcel Number

Primary APN04-005546
Alternative APNs
  • 4005546
  • 005546

Interior

Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area2,560 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTownhouse
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,850 sqft (0.088 acres)
Lot Dimensions100 ft deep x 38 ft wide
PorchSlab
Porch Area260 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number005546
Street Address16 ARCH ST
CityCUMBERLAND
StateMD
Zip21502-3602
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal Description16-18 ARCH ST PT LOT 209 38X100 SOUTHERN ADDN
Legal SubdivisionSOUTHERN ADD
Legal Lot Number209
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group2
Census Block2007
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chapel Hill Historic District
listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address19 FREDERICK ST, CUMBERLAND, MD 21502-2293
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 1986 · Amount on Record
Deed SaleJun 30, 1986 · Amount on Record
Deed Book / Page557 / 315
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,400 (+46.36%) Land $3,400 Building $61,000$64,400 (+46.36%) Land $3,400 Building $61,000
2023Additional exemption filed$44,000 Land $3,400 Building $40,600$44,000 Land $3,400 Building $40,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1995)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Arch St

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