16 Anne Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 16 Anne Dr, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,749 sqft · built 1962
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Dec 2022)
Tax Bill$8,098 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN013089 15.14-3-21

Property Details

APN / Parcel Number

Primary APN013089 15.14-3-21
Alternative APNs
  • 308901501400030210000000
  • 01501400030210000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,749 sqft Living Area
1st Floor Area981 sqft
2nd Floor Area768 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01501400030210000000
Street Address16 ANNE DR
CitySCHENECTADY
StateNY
Zip12303-4902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 16
Legal SubdivisionFORT HUNTER ESTATES
Legal Block3
Legal Lot Number21.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3000
Census Tract14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16 ANNE DR, SCHENECTADY, NY 12303-4902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Dec 20, 2017Deed of Trust, Mortgage
TRUSTCO BANK
Dec 20, 2017Deed of Trust, Mortgage · Construction Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Deed Document Number202229872
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address16 ANNE DR, SCHENECTADY, NY 12303-4902
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 ANNE DR, SCHENECTADY, NY 12303-4902

Mortgage

Document Number0000000491
DateSep 2, 2022
InstrumentR2022-20491
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address16 ANNE DR, SCHENECTADY, NY 12303-4902
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030555
DateDec 20, 2017
InstrumentR2017-30555
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address16 ANNE DR, SCHENECTADY, NY 12303-4902
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030554
DateDec 20, 2017
InstrumentR2017-30554
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,098.00 (-1.09%)
2025$8,187.00 (+21.78%)$282,000 (-) Land $56,000 Building $226,000$376,000 (+13.33%) Land $74,667 Building $301,333
2023$282,000 (-) Land $56,000 Building $226,000$331,765 (+7.06%) Land $65,882 Building $265,883
2022$282,000 Land $56,000 Building $226,000$309,890 Land $61,538 Building $248,352
2021$6,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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